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Credit Scores are determined by credit history, so if you donot have a score it is worse then if you do have a low one.
Age, length of residency, working, salry, payments made on time, late payments, name changes, address changes etc etc etc.
Each credit company (and there are 3 main ones) will give you a free credit report by federal law yearly and a sheet of papers telling you how to improve your scores.
What else can I help you with?
Can collections hurt your credit score?
Yes, collections can hurt your credit score. When a debt is sent to collections, it indicates that you have not paid it as agreed, which can lower your credit score.
Does bankruptsy hurt your credit score?
OF Course it does! IF you just got bankrupt it does hurt your credit score really badly!
Do medical bills on credit report hurt credit score?
yes they do, they impact your score greatly
When should you close unused credit cards and will this hurt or help your credit score?
Usually closing accounts will hurt your score because if you have debt on other cards, your debt to available credit ratio will rise and it can ding your credit score.
How does a company running a credit report hurt your credit score?
Too many inquires on your credit report can hurt your score since it may appear that you are applying for too much credit at once.
Can collections hurt your credit score?
Yes, collections can hurt your credit score. When a debt is sent to collections, it indicates that you have not paid it as agreed, which can lower your credit score.
Does bankruptsy hurt your credit score?
OF Course it does! IF you just got bankrupt it does hurt your credit score really badly!
Do medical bills on credit report hurt credit score?
yes they do, they impact your score greatly
When should you close unused credit cards and will this hurt or help your credit score?
Usually closing accounts will hurt your score because if you have debt on other cards, your debt to available credit ratio will rise and it can ding your credit score.
How does a company running a credit report hurt your credit score?
Too many inquires on your credit report can hurt your score since it may appear that you are applying for too much credit at once.
Does it hurt your credit score when you have a credit report service that allows you to check your credit score as much as you want?
It only hurts your credit score when someone else pulls your credit report.
Does opening a credit card hurt your credit score?
Actually, it does. It uses the available credit you have so when that goes down the credit score does too.
Does it hurt your credit score to apply for a credit card then not accept it?
yes
Does applying for school loans hurt your credit?
It should not hurt your credit score unless you don't pay.
Could having an Equity Line of Credit possibly hurt your Credit Bureau Beacon score?
Definitely, your credit score isn
Can having too many credit cards hurt your credit score?
Yes, having too many credit cards can hurt your credit score because it can lead to higher overall debt levels and lower average account age, both of which can negatively impact your credit score.
Will bill consolidation hurt your credit score?
If you are not able to pay your many student loans, your credit score will be hurt. If you consolidate, you have a better chance of having a lower monthly payment that you can handle. A lower score that you will be able to pay, which in turn will only help your credit score.
