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A 12-month 0 APR credit card can be beneficial because it allows you to make purchases without accruing interest for a year, helping you save money on interest charges. This can be useful for managing large expenses or consolidating debt.

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AnswerBot

6mo ago

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Where can one find a 0 percent APR credit card?

A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.


What does APR on a credit card mean?

APR = Annual Percentage Rate. It's the amount of interest charged over a 12-month period.


What is the APR on a goldfish credit card?

The annual percentage rate or APR on a goldfish credit card can be as low as 16.9% if you apply for the platinum membership. The APR on a standard credit card is 19.9%.


What banks issue APR credit cards?

The APR credit cards are issued by different banks, such as Bank of America, TD Bank and Union Bank. APR is annual percentage rate and it gives many benefits to the credit card users.


What are the benefits of a credit card with a 0 APR offer?

A credit card with a 0 APR offer can provide benefits such as saving money on interest charges, allowing for interest-free purchases or balance transfers, and providing a temporary financial cushion without accruing interest.


What are the benefits of applying for a credit card with a zero APR promotion?

Applying for a credit card with a zero APR promotion can provide benefits such as saving money on interest charges, allowing for a period of interest-free borrowing, and potentially helping to consolidate debt at a lower cost.


What is the apr on a credit card?

It varies - according to the issuer. A typical APR is around 19.8% for a credit card, or 37.5% for a store card.


What is the typical APR on a secured credit card?

The typical APR on a secured credit card is around 20 to 25.


What is the current APR for the Discovery Credit Card?

The APR may vary depending on the time that you wish to sign up for the Discovery Credit Card. Currently you will get an introductory rate of 0% APR for 14 months if you sign up today. After the 14th month you will get the standard 10.99%-22.99%.


What savings are offered with an apr credit card?

with an apr credit card the savings are o% interest from my research but also i have found that the apr changes. it changes from card to card like all things.


Where can the lowest APR credit card be found in the UK?

Qualifying for a credit card with a low APR requires very good credit and sufficient income. In the United Kingdom, the credit card that meets that standard is currently the Sainsbury Cashback credit card, with a 7.8 percent APR.


Can you explain how the APR on a credit card works?

The APR on a credit card is the annual interest rate charged by the credit card company for borrowing money. It is expressed as a percentage and is applied to any outstanding balance on the card. The higher the APR, the more you will pay in interest if you carry a balance on your card. It's important to pay off your balance in full each month to avoid accruing interest charges.