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Lying about a spousal surcharge on insurance forms can lead to serious consequences, such as being denied coverage, having your policy canceled, or facing legal repercussions for insurance fraud. It is important to be honest and accurate when filling out insurance forms to avoid these negative outcomes.

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5mo ago

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What is the difference between filed and unfiled commercial property floaters?

Filed forms have been reviewed and approved for use by a state Insurance Department for sale by the insurance company that submitted it for approval. Unfiled forms are floaters an insurance company markets to customers which are subject to later review by a state Insurance Department, if necessary.


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