0
COBRA coverage allows individuals to continue their employer-sponsored health insurance for a limited time after leaving a job. The eligible benefits for COBRA coverage include the same health insurance coverage as when employed, but the individual is responsible for paying the full premium.
What else can I help you with?
Does COBRA coverage apply to dental and vision benefits?
COBRA coverage typically does not include dental and vision benefits. It usually only applies to health insurance plans.
Can I continue my COBRA coverage with a new job?
Yes, you can continue your COBRA coverage with a new job, but you may lose eligibility if your new employer offers health insurance benefits.
What are the benefits and coverage options available under cobra plans?
COBRA plans provide continuation of health insurance coverage for a limited time after leaving a job. The benefits include maintaining the same coverage as before, but at a higher cost. Coverage options typically include medical, dental, and vision insurance.
Can I have both Cobra and other insurance coverage at the same time?
Yes, you can have both Cobra and other insurance coverage at the same time. Cobra allows you to continue your previous employer's health insurance for a limited time after leaving your job, while you can also enroll in a separate insurance plan if you are eligible.
Can you elect COBRA coverage retroactively?
No, you cannot elect COBRA coverage retroactively.
Does a company have to offer COBRA coverage to employees who are eligible for it?
Yes, under the Consolidated Omnibus Budget Reconciliation Act (COBRA), companies with 20 or more employees are required to offer COBRA coverage to eligible employees who experience a qualifying event that would result in a loss of health insurance coverage.
Does an employer have to offer COBRA coverage to employees who are eligible for it?
Yes, under the Consolidated Omnibus Budget Reconciliation Act (COBRA), employers with 20 or more employees are required to offer COBRA coverage to eligible employees who experience a qualifying event that would result in a loss of health insurance coverage.
Does COBRA coverage apply to dental and vision benefits?
COBRA coverage typically does not include dental and vision benefits. It usually only applies to health insurance plans.
If I have primary insurance through my work and had secondary through my husband's work but he was laid off can I still use Cobra as a secondary insurance or is Cobra only if you have no insurance?
That would depend on if your spouse's coverage is group or individual coverage. If it is group coverage offered by your spouse's employer then NO. Cobra regulations specifically say that you are not eligible if you have other employer sponsored group coverage with one exception. That is if the other coverage includes any pre-exisitng conditions clause that would deny you coverage for that illness/injury. If you have no pre-existing conditions or the pre-ex caluse does not relate to you (ie. pregnancy is a pre-ex but you are not pregnant) then you are not eligible. If the spouse's coverage is individual coverage and not group you are still eligible for Cobra.
When would you be able to get Cobra health insurance coverage?
The Cobra health insurance temporarily extends the coverage by your sponsor or employer. This implies that you can get it after a loss of a job or loss of benefits.
Can I continue my COBRA coverage with a new job?
Yes, you can continue your COBRA coverage with a new job, but you may lose eligibility if your new employer offers health insurance benefits.
What are the benefits and coverage options available under cobra plans?
COBRA plans provide continuation of health insurance coverage for a limited time after leaving a job. The benefits include maintaining the same coverage as before, but at a higher cost. Coverage options typically include medical, dental, and vision insurance.
What medical insurance options are there for children after the death of a working parent?
If the child and/or the estate has the funds to pay for the coverage the child can apply for individual coverage or take Cobra coverage. Even though the employee has passed any other family members on the plan at the time are eligible for Cobra coverage.
Does my employer have to offer COBRA coverage?
Yes, under federal law, employers with 20 or more employees are generally required to offer COBRA coverage to eligible employees and their dependents when they experience a qualifying event that would result in a loss of health insurance coverage.
You have had insurance with your current employer for 18 months If you change jobs are you immediately eligible for coverage with your new job?
Depends what the waiting period is. You would probably be eligible for COBRA in the interim.
Can I have both Cobra and other insurance coverage at the same time?
Yes, you can have both Cobra and other insurance coverage at the same time. Cobra allows you to continue your previous employer's health insurance for a limited time after leaving your job, while you can also enroll in a separate insurance plan if you are eligible.
Can you elect COBRA coverage retroactively?
No, you cannot elect COBRA coverage retroactively.
