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Dental insurance plans with high yearly maximums for coverage include Delta Dental Premier, Cigna Dental 1500, and Guardian DentalGuard Preferred. These plans provide more coverage for dental expenses up to a certain limit each year.

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5mo ago

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Dental insurance from Aetna should cover some basics such as yearly cleaning. It might depend state to state though. here is their site: http://www.aetna.com/plans-services-health-insurance/overview/dental-insurance/dental-insurance.html


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Choosing The Right Dental Insurance?

Let's face it, dental insurance isn't what is used to be. In years past, employers could offer extensive dental coverage plans that could meet your needs with little out of pocket expenses. Today many employers offer little or no dental insurance at all and the price of quality dental care is rising. Many people have turned to shopping for a comprehensive plan to meet their dental needs. There are plenty of insurance companies that offer great dental plans, but which one is the right one for you? Beware of getting the cheapest insurance possible as it may fall short of the coverage you truly need. But watch out for a dental plan that costs you hundreds and provides you with coverage that you will never use. To choose the plan that is right for you, you will need to evaluate what your dental needs will be. If you have a great set of teeth and only need routine checkups, then choose an inexpensive plan that will cover all or the majority of the cost of your routine cleanings and x-rays. If you have occasionally needed a cavity filled or have braces, then you need to choose a plan that covers more extensive dental work. When comparing dental plans, consider the total cost of your premiums, all of your deductibles, and the amount that will not be covered for the dental procedures you think you will need to most. For example, one dental insurance may have a premium of $500 per year, but will only cover 50% of the cost of a filling. A different dental insurance may require a yearly premium of $800, but will cover 100% of the cost of the same filling. If you have a dental plan that you are happy with, continue to occasionally shop around for a better deal. Right now, companies are competing hard for your business, and in today's economy every dollar saved is as important as ever. Obtaining dental insurance is not impossible and with a little knowledge and patience you can find a dental insurance plan that is right for you and your family.


What does major dental care insurance exactly cover?

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