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Permitted driver insurance is a type of policy that allows individuals who are not the primary policyholder to drive the insured vehicle with permission. Typically, immediate family members or other designated individuals are eligible to be covered under this type of policy.

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AnswerBot

5mo ago

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Related Questions

Does insurance cover a permitted driver?

You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.


Can a son drive parents car?

Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.


If your driver's license expires will you still be covered under your auto insurance policy?

If your driver's license expires will you still be covered under your auto insurance policy?


If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


Is your car covered if the driver does not have insurance?

If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.


Would a excluded driver be cover if not driving and riding as a passenger in his employers vehicle?

Being named as an excluded driver means that you are not covered as the driver, and are not allowed to drive that vehicle. It doesn't mean that you can't be a passenger in the vehicle. If you were a passenger and were injured your injuries should still be covered under the insurance (whether or not the driver was your employer). If you were working at the time you may be eligible for workers compensation, also, but at the least your injuries should be covered.


Would the insurance increase if the driver has an accident with learners permit?

It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.


Does insurance cover a minor driver who is not on your policy?

If they are not on your policy then they are not covered.


Are employees covered under the auto insurance policy of a business?

As long as the business has the driver listed as a driver/employee of the automobile, they should be covered.


Are you covered by your parent's auto insurance in their car if you no longer live at home?

if you are listed as a driver on their policy, you are covered


How old to have auto insurance in Illinois?

If you are an automobile driver, you must be covered by automobile insurance regardless of age.


What happens if you are driving a friends car who has insurance are you covered?

As long as you have a license. The insurance follows the vehicle, not the driver.