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What is the process for student loan origination?
The process for student loan origination involves applying for a loan, completing the necessary paperwork, undergoing a credit check, and receiving approval from the lender. Once approved, the loan is disbursed to the school to cover tuition and other expenses. The borrower then begins repaying the loan after graduation or leaving school.
What does Convertible Loan Stock mean?
Common or preferred stock shares that are used as collateral to secure a loan from another party. The loan will earn a fixed interest rate, much like a standard loan, and can be secured or unsecured. A secured loan stock may also be called a convertible loan stock if the loan stock can be directly converted to common shares under specified conditions and with a pre-determined conversion rate, as with an irredeemable convertible unsecured loan stock(ICULS).
What would happen to external fund requirements if a company reduces its dividend payout ratio?
if they reduced the dividend ratio i guess the companys external fund will be less.. because they will have more fund on hand so they wont be in need of that much of loan or they might not of need of loan at all
What are the steps involved in taking a loan out?
The steps involved in taking out a loan typically include: researching and comparing loan options, submitting an application with personal and financial information, undergoing a credit check, receiving approval or denial from the lender, reviewing and signing the loan agreement, and finally receiving the funds.
Examples of non stock and loan association?
Savings banks are examples of financial institutions that do not have a stock and loan association. They are limited by law to only provide saving options.
What is the process for student loan origination?
The process for student loan origination involves applying for a loan, completing the necessary paperwork, undergoing a credit check, and receiving approval from the lender. Once approved, the loan is disbursed to the school to cover tuition and other expenses. The borrower then begins repaying the loan after graduation or leaving school.
What does Convertible Loan Stock mean?
Common or preferred stock shares that are used as collateral to secure a loan from another party. The loan will earn a fixed interest rate, much like a standard loan, and can be secured or unsecured. A secured loan stock may also be called a convertible loan stock if the loan stock can be directly converted to common shares under specified conditions and with a pre-determined conversion rate, as with an irredeemable convertible unsecured loan stock(ICULS).
What happend if one needs to borrow from the cash value of the insurance policy and has direct recognition?
You fill out the paper work and your loan payment is process and sent to you. In a non-direct recognition company "IF" (they are not guaranteed from year to year) the company declares a dividend you receive the whole dividend as if you had not take a loan. With a direct recognition company your dividend is reduced in relation to your loan. Every company works their dividend schedule differently so a one size answer can not truly fit. But your dividend (if declared) is reduced. You have to pay attention as well. If a non-direct recognition company is paying a 4% dividend. And a direct recognition company is paying a 7.5% dividend. Lets look at the numbers. We will use easy math. Your cash value is $100,000 inside the policy. You want to take a $25,000 dollar loan. We are making this simple here. Consult your insurance rep for full disclosure and numbers. With a non-direct recognition company you take the loan, but the company credits the dividend at the full declared rate of 4%. With a direct recognition company you take a loan and you will receive a reduced dividend. You will still be earning on the $100,000 but you will earn a lower dividend. So instead of 7.5% you might be earning 6.5% or 6.0%. IT ALL DEPENDS ON THE COMPANY! So in the end you could end up making more money with a direct vs. a non-direct. And the flip side is also true as well. The issue is what is the dividend? If they are both paying the same rate than the non-direct does win. But it all comes down to the rate.
What is a stock option loan, and where can I get one?
A stock option loan is a loan where you can use stock you have already invested in as collateral for a loan, without giving up your investment in the long run. They can be obtained from banks and lenders or even online sites that are devoted to such loans.
How difficult is it to receive an auto loan through Wells Fargo?
Receiving an auto loan through Wells Fargo is as difficult as receiving a loan from any other company. It all depends on a multitude of things, such as credit standing, salary, etc.
What would happen to external fund requirements if a company reduces its dividend payout ratio?
if they reduced the dividend ratio i guess the companys external fund will be less.. because they will have more fund on hand so they wont be in need of that much of loan or they might not of need of loan at all
What are the steps involved in taking a loan out?
The steps involved in taking out a loan typically include: researching and comparing loan options, submitting an application with personal and financial information, undergoing a credit check, receiving approval or denial from the lender, reviewing and signing the loan agreement, and finally receiving the funds.
Examples of non stock and loan association?
Savings banks are examples of financial institutions that do not have a stock and loan association. They are limited by law to only provide saving options.
If you have a car repossessed can the loan company keep you from receiving a tax refund?
Yes.
When does a good faith estimate have to be disclosed?
In 3 days after receiving a loan application
Is venture capital defined as earnings in the EBITA formula?
Absolutely not. Venture capital is an investment in the enterprise and may be achieved through either sale of treasury stock or providing a loan (generally a sale of a bond). Both are recorded on the balance sheet or equity section, they are never a revenue. The I in EBITA is interest, so if the venture capital is actually a loan, then the interest used to pay that debt is not considered. If it is secured by a stock purchase, dividends (if any) are always after earnings anyway (unless actually determined to be a dividend on something like a preferred stock, which again is sometimes reclassed as interest).
If you cancel a student loan and still owe less than 200 dollars will this prevent you from receiving a grant that you qualify for?
No, as long as you are not in default on the loan.
