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If your credit card has your name misspelled, you should contact your credit card issuer immediately to request a replacement card with the correct spelling of your name. This will help avoid any potential issues or confusion when using your card.

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AnswerBot

4mo ago

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Can they garnish your husbands wages for a credit card debt you incurred before you got married you live in Minnesota?

Yes. When you marry, you marry your spouse's credit history. The histories merge (as you are now one in the eyes of banks), so your problems are now his problems.


Will it reflect on your credit if you have extremely good credit and you marry someone with bad credit?

No, but it may cause difficulty when applying for joint credit such as a mortgage. ___________________________________________________________________________________ You are a sole entity as long as you do not apply for monies together therfore you will NOT be penalized by your hubbies lack of credit. Y-THINK-Y


If you marry someone who is in default on their credit card how will it affect your credit?

Debts or the defaulting of, does not carry over into a marriage. Therefore, the other spouse's credit rating will not be jeopardized. If real property is jointly purchased, the creditor may be able to get a judgment based on the debtor's share.


Can you marry someone and not have your bad credit affect their credit?

Credit scores are individual and your marriage to someone with a lower credit score than yours will not affect your credit score. Credit scores are based on how much debt you owe versus how much credit you have available, how you make your monthly payments, etc. It has nothing to do with your spouse's credit. That said, their poor credit may affect your ability, as a couple, to get the best rates on credit that you seek together, e.g. if you attempt to buy a house together. It wouldn't impact your personal credit, but it would impact the loan offer you receive.


What happens to your credit if you marry someone who has filed bankruptcy in the past?

If the couple apply for any type of joint financing such as a home morgage it could create difficulties. Other than joint financial transactions the credit of the spouse who was not a party in the BK will not be affected