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This was formed in June 2000 as a partnership between The Woolwich and Littlewoods PLC. The idea was for Littlewoods to supply the customer base and Woolwich to supply the banking experience/license in order to offer Littlewoods customers a credit card facility and loan opportunities. In August 2002, Barclays took over the Woolwich as they found their flexible mortgage was a good product, LPF then offered their customers the Barclaycard.

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