What are advantages of having credit cards?

Answer 1

Advantages:

1) You have no liability for fraud or if your card is lost/stolen

2) Convenience & Security of not carrying cash

3) You get rewards or cash back

4) You keep the money in your savings account for up to 60 days (from the time you make the purchase till you have to pay the credit card company)

5) You can spend more than what you have in your bank account

6) You build credit history

Disadvantages:

1) You can spend more than what you have in your bank account

2) You need to remember to make your payments on time (tip: sign-up for ACH and do not have to worry about that)

Answer 2

you can access your bank acount