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When using a credit card, its important you use it properly. (check this link out:http://www.americanfinancialfreedom.org/credit-cards/usingacreditcard.aspx)

To build good credit, I recommend using the credit card to make large payments (ie furniture, bills) or items you can pay back immediately. This is crucial! You absolutely do not want to go into debt to a credit card-- interest rates, credit line fees, etc pile up quickly and will drown you.

Be responsible, when yo use your credit card, pay it off immediately. If you do have debt on your credit card and can't pay it all off at once, try to pay MORE than the monthly minimum.

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17y ago

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