0
What else can I help you with?
How can one raise their credit score?
The most important factor in a credit score is paying one's bills on time. Any late payment lowers the credit score, but a higher ratio of on-time payments will raise it. Paying down some debt will also raise the ratio of available credit and raise the credit score.
Is 391 a good credit score?
It's just aweful. You need at least a score of 650 or higher to get most home loans and car loans at reasonable rates. Try getting some secured credit cards to raise you score.
Is a credit score of 800 good?
A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.
Is a line of credit mortgage bad for your credit score?
A line of credit is not bad by it self. It would be the balance of the line of credit that might raise some questions.
How to increase a low credit score.?
One of the best ways to raise your credit score would be to get a credit card, use it for some of your usual purchases, and then pay it off. For instance, if you apply for a credit card, use it to buy groceries or gas, and then pay it on time you will see a pretty quick improvement in your credit score.
How can one raise their credit score?
The most important factor in a credit score is paying one's bills on time. Any late payment lowers the credit score, but a higher ratio of on-time payments will raise it. Paying down some debt will also raise the ratio of available credit and raise the credit score.
Where can I go for some information on getting the best credit ratings scores?
You can check your personal credit score at www.freecreditreport.com and it will also give you some more information about how good your score is compared to other scores, and what you can do to keep it up, or raise it.
Is 391 a good credit score?
It's just aweful. You need at least a score of 650 or higher to get most home loans and car loans at reasonable rates. Try getting some secured credit cards to raise you score.
What are some ways to rise my credit score without having to apply for some type of credit?
There are a few different ways you can raise your credit score that are easy to do, but you will have to take the initiative first. The best thing you can do, is to find the highest interest rate credit card that you owe money on and pay it off in full. That will immediately raise your score.
Is a credit score of 800 good?
A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.
How can I get a free credit report?
You can go to www.freecreditreport.com and check out your credit score. You have to have a pretty high one for approval for loans from any bank, as well as a good job, and references. Free credit report will also give you some more information on how to raise your score.
How does one raise your credit score in less than a year?
It is nearly impossible to raise your credit score in less than a year. It takes plenty of years to increase your credit score. Some ways to increase your credit score is to pay your bills on time, and always make sure that all your debts are payed. If you do this, then you have a better future with your financial career.
Is a line of credit mortgage bad for your credit score?
A line of credit is not bad by it self. It would be the balance of the line of credit that might raise some questions.
Where can an individual find simple steps on how to raise their credit score?
Several websites online offer free advice on how to raise one's credit score. Some of these sites include; NBCNews, FICOForums, Quizzle, Huffington Post, and CNN Money.
iam having a problem with my credit scores. my credit is not bad,.but not good enough for a high credit score,hense I am unable to get approved for a homeowner loan, what do i do when my scores wo't budge?
There are many things you can do to improve your credit score. You can open up a low limit credit card. When dealing with credit cards you want to make sure you do not max them out, this will lower your credit score. If you currently have any credit cards open, pay them off. By having a large amount of available credit on the cards, your credit score will improve. You may also want to try putting something on Layaway or setup for a payment plan on some type of electronic. If you make payment on a TV for example, this will help to raise your credit score. These options are the quickest way to raise your credit score.
How to increase a low credit score.?
One of the best ways to raise your credit score would be to get a credit card, use it for some of your usual purchases, and then pay it off. For instance, if you apply for a credit card, use it to buy groceries or gas, and then pay it on time you will see a pretty quick improvement in your credit score.
Is 734 a good credit score?
I have a credit score of 734 according to the last time I checked my credit. Experian rated my score as excellent. I think the hightest score you can reach is 830. I really hope this answer will help some of you.
