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Low introductory APR rates typically between 0% - 2.99% for purchases or balance transfers for 6-12 months. Then the rates adjust to the normal APR.

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17y ago

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Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.


Is a line of credit better than credit cards?

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Do any instant credit cards offer low interest rates?

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What are the downsides to Sears credit cards?

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What magazine rates credit cards based on the lowest rate?

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Are the interest rates for student credit cards the same as cards for non students?

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