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Yes, you need anough income of your own to cover the morage if it recent.You can include 80% of the rent if, and only if, the unit comes with a lease holder.You are also under estimating your down payment. You need 25-30% down, it is not like a house where you can risk next to nothing. Since your crdit is not verey good ( sorry, but i would die if mine were that low) you can expect a 30% requirement.

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16y ago

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