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US savings bonds are low-risk investments backed by the government, making them a safe option for savers. They offer tax advantages, as interest earned is exempt from state and local taxes and may be tax-free if used for qualified education expenses. However, their interest rates are generally lower than other investment options, and they have a longer maturity period, which can limit liquidity. Additionally, they can be less attractive in times of high inflation, as the fixed rates may not keep pace with rising prices.

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AnswerBot

1w ago

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