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How can I politely decline a bank loan offer?

You can politely decline a bank loan offer by thanking the lender for the opportunity, explaining your reasons for declining, and expressing appreciation for their time and consideration.


Is the bank address on checks required for all transactions?

No, the bank address on checks is not required for all transactions.


Liase with bank on day to day bank transactions?

It is important to liaise with your bank on day to day bank transactions. This will be very useful for purposes of reconciling your records with those from the bank.


What is IBCA in banking?

IBCA in terms of Banking mean, Inter Bank Credit Transactions IBDA Inter Bank Debit Transactions


What is a bank statements?

A bank statement is a communication from a bank to a person holding an account in that bank, detailing the value of the holdings in a person's account and the effects of all that person's transactions.


Can a closed bank account still be charged for any fees or transactions?

No, a closed bank account cannot be charged for any fees or transactions.


List of nationalised banks in India?

Allahabad Bank - Click here 2. Andhra Bank - Click here 3. Bank of Baroda - Click here 4. Bank of India - Click here 5. Bank of Maharashtra - Click here 6. Canara Bank - Click here 7. Central Bank of India - Click here 8. Corporation Bank - Click here 9. Dena Bank - Click here 10. Indian Bank - Click here 11. Indian Overseas Bank - Click here 12. Oriental Bank of Commerce - Click here 13. Punjab and Sind Bank - Click here 14. Punjab National Bank - Click here 15. Syndicate Bank - Click here 16. UCO Bank - Click here 17. Union Bank of India - Click here 18. United Bank of India - Click here 19. Vijaya Bank - Click here


What are the function of bank statement?

Most banks usually send a hard-copy (paper) statement of the list of transactions in your bank account every month or every quarter. A statement is nothing but a record of all transactions that happened on your bank account. It gives an opportunity to the customer to check if all the transactions were legitimate. If the customer feels that one or more transactions were not done by them, they can file a complaint with the bank.


Who are the associate banks of sbi?

5 banks State Bank of Bikaner and Jaipur - Click hereState Bank of Hyderabad - Click hereState Bank of Mysore - Click hereState Bank of Patiala - Click hereState Bank of Travancore - Click heresbi has plans to merge===merged with SBI====State Bank of Indore - Click here State Bank of Saurashtra - Click here


Can the bank see all of your transactions?

Banks can typically see all of your transactions that occur within your account with them.


Meaning of TAT with regard to Bank transactions?

TAT


What all are the different types of transactions in bank?

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