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The HSBC bank group offers a few of the best interest only remortgages and so does the First Direct bank group. Alternatively you could get an interest only remortgage from the Post Office or the Virgin Money company.

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12y ago

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Which banks offer interest only mortgages?

One bank that offers interest only mortgages is Citizens Bank. A few more banks that offer interest only mortgages include Wells Fargo and HSH or Ameristar.


What banks offer loans that are interest only?

Interest Only Fixed Rate Loans. These mortgages require only interest payments for 10 years. All of the major banks have these type of loans like PNC Bank or Chase.


Are the interest rates lower at Oneida Savings Bank than at most other banks?

The rates at Oneida are comparable to other banking institutions at this time. The banks with the highest interest rates tend to be those that only offer online banking.


How can banks offer interest free credit cards?

Banks can offer interest free credit cards because the Federal Reserve Bank has kept interest rates so low. However, many of these credit cards still have annual fees, late payment fees, and higher rates if you become delinquent and others. Some of these are also only for limited periods.


Does interest apply to dormant savings accts?

No. Banks will offer interest only on active bank accounts. Dormant accounts are inactive and do not earn any interest. Customers need to keep their accounts active if they wish to earn an interest through their accounts


Is there a safe and affordable way to remortgage my home online?

The only safe way that I have found to remortgage your home is by going to your local small bank. The bigger banks seemed to have a real big mess of our whole economy and if you run into trouble at least they are in your neighborhood to help you out. Your neighborhood banks usually have been in business for several years and you probably know someone that can vouch for them. This is about the safest way that I know how to do this.


Do banks pay interest?

Yes & No. Some Banks usually pay interest that can be compounded every quarter on most fixed deposit plans. But, this is not applicable to all banks. Most banks still pay only simple interest on all deposit schemes.


Do banks pay compound interest?

Yes & No. Some Banks usually pay interest that can be compounded every quarter on most fixed deposit plans. But, this is not applicable to all banks. Most banks still pay only simple interest on all deposit schemes.


Do remortgage interest rates vary from state to state and where can more info be found?

The rates vary according to lots of factors, not just state to state. The only way to be certain is to talk to your mortgage lenders or your bank, because they control the interest rates available.


Where can one find a bank with a high savings rate?

Most high street banks offer a selection of instant access and for shorter term investments and savings as well as long term savings accounts. The best rates of interest will greatly depend on how much you want to save and over what period of time but also on the current general interest rates. The only way to find the best interest rate for you is to research the accounts and rates that the various high street banks have to offer.


Do any banks offer checks for free?

There are several banks that offer checks for free not only as a promotion but in today's world, it is a given. Some also offer fancy backgrounds on the checks for free as well.


Does Bank of America offer interest free credit cards?

No bank offers a credit card with NO interest. However, many banks offers no or low interest balance transfer offers, where you take a balance from one card and transfer the amount to new card with no or little interest, but only for a certain time, usually around 6 months.