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The account holder is ultimately responsible for all charges on their credit card. There's a possibility that you may be able to sue the authorized user in small claims court, though.

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Can you explain what an authorized user is on a credit card?

An authorized user on a credit card is someone who is allowed to use the card but is not responsible for paying the bill. The primary cardholder is responsible for all charges made by the authorized user.


What is an authorized user on a credit card and how does it impact the primary cardholder's credit score?

An authorized user on a credit card is someone who is allowed to use the card but is not responsible for paying the bill. The primary cardholder's credit score can be impacted by the authorized user's credit behavior, both positively and negatively, depending on how the card is managed.


Will adding an authorized user with bad credit to your credit card effect your credit rating?

NO. IT wILL BE NOTED AS "A" FOR AUTHORIZED USER ON THAT persons credit file. it does does not increase or decrease your credit score. It should boost theirs in you pay the bill on time. JUDE KAGABINES LEXINGTON SC


How do authorized users work on credit cards?

Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the card. They can make purchases and build credit history, but they are not responsible for paying the bill. The primary cardholder remains responsible for all charges made by authorized users.


How does an authorized user obtain a credit card?

An authorized user can obtain a credit card by being added to someone else's credit card account. The primary cardholder can request an additional card for the authorized user, who can then use the card to make purchases. The authorized user is not responsible for paying the bill, as the primary cardholder is responsible for all charges.

Related Questions

Can you explain what an authorized user is on a credit card?

An authorized user on a credit card is someone who is allowed to use the card but is not responsible for paying the bill. The primary cardholder is responsible for all charges made by the authorized user.


What is an authorized user on a credit card and how does it impact the primary cardholder's credit score?

An authorized user on a credit card is someone who is allowed to use the card but is not responsible for paying the bill. The primary cardholder's credit score can be impacted by the authorized user's credit behavior, both positively and negatively, depending on how the card is managed.


You have been paying your dads credit card bill after his death because you were an authorized user should you do this?

If the card was not used after the death of the account holder, the AU is not legally responsible for repayment of the debt or any portion thereof.


Will adding an authorized user with bad credit to your credit card effect your credit rating?

NO. IT wILL BE NOTED AS "A" FOR AUTHORIZED USER ON THAT persons credit file. it does does not increase or decrease your credit score. It should boost theirs in you pay the bill on time. JUDE KAGABINES LEXINGTON SC


How do authorized users work on credit cards?

Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the card. They can make purchases and build credit history, but they are not responsible for paying the bill. The primary cardholder remains responsible for all charges made by authorized users.


How does an authorized user obtain a credit card?

An authorized user can obtain a credit card by being added to someone else's credit card account. The primary cardholder can request an additional card for the authorized user, who can then use the card to make purchases. The authorized user is not responsible for paying the bill, as the primary cardholder is responsible for all charges.


How can I pay my bill?

Online - Using Debit/Credit Cards At a local MetroPCS Authorized Dealer - Cash, Credit Cards, Debit Cards.


If you are a authorized user on a credit card and the primary holder is not paying the bill can the authorized user be held responsible?

No. Authorized Users are NOT liable for the debt, only the PRIMARY on the account is liable.


What is an authorized user and what privileges do they have?

An authorized user is someone who is given permission to use a credit card account by the primary cardholder. Authorized users can make purchases with the card, but they are not responsible for paying the bill. They do not have the ability to make changes to the account or request account information.


What is charter party bill of lading?

The Charter party is a contract between the merchant and the ship owner. The charter party bill of lading is not accepted by banks unless it is an authorized line of credit.


At 17 can you get a credit card with a co signer?

Im 17 and have an Amex platinum, but this is only as an authorized user. SO the bill would still go to your parents. But in short, if your parents can get a cc, then you can become an authorized user.


Will nonpayment by a credit card holder effect credit rating of authorized user on account?

NO. Only the primary and/or joint owners are responsible for paying the owed balance, even if all charges were accrued by an authorized user. They are also the only ones 1) held accountable if the bill is not paid and 2) whos credit rating is affected.