0
I had a similar problem. I was actually unable to find a solution, and the employees of more than one college financial aid office that I spoke with had NO advice and were not helpful. I have actually been unable to get even HALF as much funding as I need, since Stafford is a joke, if you're going to a University. Also, my parents were ineligible for a Plus loan. I got a little more money as a result of this, but not much. I definitely wish you luck.
What else can I help you with?
What types of loans require a cosigner?
Some types of loans that may require a cosigner include student loans, personal loans, and auto loans. A cosigner is typically needed when the primary borrower does not have a strong credit history or income to qualify for the loan on their own.
How can a college student secure a car loan without a cosigner?
A college student can secure a car loan without a cosigner by building a good credit history, having a steady income, and providing a substantial down payment to the lender. Additionally, some financial institutions offer special programs for students or individuals with limited credit history.
What do you need to qualify for student loans without cosigner?
Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.
Who gets garnished for student loan The borrower or the cosigner?
the borrower
How can you get a 10000 dollar student loan without a cosigner and with a low APR?
Main requirements: Excellent credit, longterm steady verifiable employment, and a history of paying your bills on time.
Do average college freshmen need a cosigner when getting Chase student loans?
Most freshman will in fact need a cosigner for loans. The need of a cosigner is dependent on how much good credit history the student has available. So, if for example the student was in their late 20's and had successfully paid all debt prior they would not need a cosigner.
Am I eligible for alternative student loans?
Most private student loans applicants are required to have a cosigner, especially undergraduates or students who don'tt have a steady income or credit history. The cosigner is required to sign the loan document, but the student is the primary borrower. By signing, the cosigner agrees to be fully responsible for repaying the loan if the student does not fulfill his or her obligations.
How can you obtain a student loan without a cosigner?
You can get a federal loan also known as Stanford loan, as it isn't based on your credit history it doesn't need a cosigner. Private loans also don't need credit history and other stuff.
What types of loans require a cosigner?
Some types of loans that may require a cosigner include student loans, personal loans, and auto loans. A cosigner is typically needed when the primary borrower does not have a strong credit history or income to qualify for the loan on their own.
How can a college student secure a car loan without a cosigner?
A college student can secure a car loan without a cosigner by building a good credit history, having a steady income, and providing a substantial down payment to the lender. Additionally, some financial institutions offer special programs for students or individuals with limited credit history.
What do you need to qualify for student loans without cosigner?
Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.
Does a cosigner have to replay a federal student loan if the student dies?
Federal student loans do not currently have cosigners. Parents who take out federal PLUS loans for their kids often think they are a cosigner, when they are actually the sole borrower. All federal student loans are discharged if the student dies.
Is the APR of a student loan determined by the credit of the borrower or that of the cosigner?
The cosigner I believe but check with the loan issuers it's in the details.
What is a creditworthy cosigner for a private student loan?
a secured loan
Who gets garnished for student loan The borrower or the cosigner?
the borrower
Can the borrower of a private student loan change the cosigner during the term of a loan or must she refinance to do that?
AnswerThe short answer is no, you can never change cosigner on a private student loan. If they die, however, it is transferred to you.
Can you get a student loan with no job or a cosigner?
Definitely, you can easily avail student loans without any cosigner with the help of various types of student loans programs available online. You don't have to be employed in order to get student loans. If you don't have any job then it doesn't matter even then you can get this loan. If you search online you will find various types of private lenders like Sallie Mae, Chase, Wells Fargo etc who offers loans to students without any cosigner. So, you can contact any of them and can get private student loans no cosigner.
