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If, your spouse uses your information without permission you should be able to receive a note about it. When you do receive the note speak with your wife nicely and then report to the location of your information holder and ask for it to be changed.

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13y ago

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Can a spouse put a credit card in both your names without your permission?

In most cases a card holding spouse can add the other as an "authorized user" without permission, however those types of cards are not liable for repayment of the balance, even on transactions preformed on their card. It is not legal for one spouse to add the other on any credit applications has a "co-signer" without that persons permission. However, the liability would not be in the hands of the credit card company, since if you are listed as a "co-signed" and claim you did not agree, sign-up or give you spouse permission, you risk your spouse being turned over to the States Attorneys office for consideration of Credit Card and Identify Fraud.


How do you check your spouse' credit without them knowing?

You can do it online with one of the credit companies.


If my wife applies for a credit card will it affect your credit score?

No, it won't affect my score, she's not my wife. Just kidding. Credit may be obtained individually (even in community property states) by law. Therefore your spouse can apply without you, meaning that your information and your social security number (by which you would be reported to the credit agencies) are nowhere on the application and you will not sign the agreement. If this is how she applies, it will not affect your score.


Can a bank discuss your loan with anyone without your permission?

They are usually not allowed to. There are confidentiality clauses in most bank loans, and generally, information about your financial status may not be revealed to other family members or journalists or nosy neighbors (or whoever) without your permission. If you sign a waiver, you could give another person, like a spouse, permission to know about the loan; and if the spouse or family member is a co-signer, they would of course know about it. But strangers or people to whom you did not give permission would usually not be given any of your confidential information. However, it should be noted that banks do report to credit bureaus, and if you are delinquent in your payments, that information would become part of your credit history; other agencies could access it to learn more about you when you apply for credit at some future time.


Can you use your spouse's income as a second income without using your spouse's credit?

If a spouse is applying as a single account holder but using both spouse's income, the incomes will be verified. Whether each credit history will be checked is at the discretion of the lender,in most cases it will be. What effect this may have on the financial transaction is uncertain.

Related Questions

Can a spouse put a credit card in both your names without your permission?

In most cases a card holding spouse can add the other as an "authorized user" without permission, however those types of cards are not liable for repayment of the balance, even on transactions preformed on their card. It is not legal for one spouse to add the other on any credit applications has a "co-signer" without that persons permission. However, the liability would not be in the hands of the credit card company, since if you are listed as a "co-signed" and claim you did not agree, sign-up or give you spouse permission, you risk your spouse being turned over to the States Attorneys office for consideration of Credit Card and Identify Fraud.


Is it legal for a spouse to take out a loan electronically in the other spouse's name without his permission?

no


After you have been served by your spouse for divorce can you move to another state with your children like from IL to MS without permission if you know the spouse asked for joint custody?

Not without permission of the court.


How do you check your spouse' credit without them knowing?

You can do it online with one of the credit companies.


Can spouse obtain medical records that contain information prior to marriage?

If you give permission, your spouse can get medical records from before marriage. Without your written permission, your spouse can't legally obtain such records.


Is it illegal to use a spouse's debit card in Pennsylvania?

Without their permission, yes.


If my wife applies for a credit card will it affect your credit score?

No, it won't affect my score, she's not my wife. Just kidding. Credit may be obtained individually (even in community property states) by law. Therefore your spouse can apply without you, meaning that your information and your social security number (by which you would be reported to the credit agencies) are nowhere on the application and you will not sign the agreement. If this is how she applies, it will not affect your score.


Can you be removed from heath insurance by spouse without your permission?

Yes, especially if your spouse pays towards the insurance benefits out of his/her check.


Can a spouse take a child out of state of Connecticut without the other parent's permission?

Yes.


Is it true that when you are a newly wed that one of you can't go overseas without permission from spouse?

no that is incorrect.


If you are married can your spouse open accounts in your name without your permission?

no, you have to be there to show ID and sign paper work.


Can a spouse buy a car without the other spouses' permission in the State of Idaho?

YES you can buy what ever you like ...