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Do not worry about this creditor taking you to court, or garnishing your wages. It's not going to happen! Your best bet is to save at least 50% of what you owe on this account, and settle anywhere from 30% up to 50% (Depending on what they would be willing to except). Temember, negotiate, negotiate, negotiate..... Good Luck! I entirely disagree with the above. Your position may allow you to negotiate some leeway...but the creditor will not forgive your debt. Your disability IS able to be garnished, and as it provides a constant source of payment, would certainly be a route they would take. Remember, pay your debts, pay your obligations, try not to negotiate with banks and organizations that are much more experienced and stonger than you... (I would note that many of the above posters comments are simply wrong and ill informed, perhaps stemming from being seen originally in her commercial context postings trying to entice people to use a service that claims to get rid of debts.....all of which have been identified as scams preying on the vulnerable by every Consumer group I've ever seen).
What else can I help you with?
What happens if a creditor sues you and you cannot pay because you do not have a job?
this site will answer your queries on credit problems www.failuretopaycreditcard.blogpsot.com
Can a credit card garnish or attach a Veterans disability payment?
No...not looking up the law for you. They cannot.
What expenses will credit disability insurance pay for in the event of a disability?
Credit disability insurance typically pays for the minimum monthly payments on a loan or credit card in the event of a disability, helping to cover the borrower's financial obligations during that time.
What can a credit card company do if they take you to court but you are disabled and still can't pay?
If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.
What are the benefits of having credit life and disability insurance?
Credit life and disability insurance provide financial protection by covering loan payments in the event of death or disability. This can help prevent financial strain on loved ones and ensure that debts are paid off.
What happens if a creditor sues you and you cannot pay because you do not have a job?
this site will answer your queries on credit problems www.failuretopaycreditcard.blogpsot.com
Can a credit card garnish or attach a Veterans disability payment?
No...not looking up the law for you. They cannot.
What happens when your credit card expires?
You cannot use it until you renew it.
What expenses will credit disability insurance pay for in the event of a disability?
Credit disability insurance typically pays for the minimum monthly payments on a loan or credit card in the event of a disability, helping to cover the borrower's financial obligations during that time.
Can I get credit for arrearage in child support because my ex-wife received SSI for disability for children?
no
How is the SSI and disability in Canada?
Canada has various programs at the provincial or territorial level that provide monthly income to disabled people who cannot earn income. In Ontario, there is the Ontario Disability Support Program (ODSP). Canada also offers programs at the federal level, like CPP disability (early retirement for those with government pensions), EI disability (employment insurance for loss of work due to disability), and the Disability Tax Credit (an yearly supplement on you personal income tax returns. Great question, Ragu HandyTax (Disability Tax Credit Consultants)
Can a law firm garnish disability checks for unpaid credit card debt?
No they cannot, and if they say they can they are lying. Tell them to leave you alone or you will call the better business bureau on them. Now, they can put a slam on your credit.
In BC if you are on Disability assistance and cannot make payments on a 4800 credit card debt using it for groceries and bills and are mentally ill what are your best options?
Its totally up to you if you want to use your credit cards. I am on disability and you will not get anything from the gov't for credit card debt no matter what you use them on. They supposedly give you enough money for groceries so you cannot say that you caused the debt buying groceries or anything else for that matter.You are on your own. good luck, i know how hard it is to get rid of credit card debt.
can credit card co.garnish disability or retirement checks?
A credit card company may win a lawsuit against you to garnish your disability or retirement checks.
What happens if you cannot pay off your credit card debt in the state of Texas?
You'll be in prison.
What can a credit card company do if they take you to court but you are disabled and still can't pay?
If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.
You want to go to college but you cannot afford it because you have bad credit?
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