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What happens in Florida if you quit making credit card payments?
after 180 days of non payment your account will be charged off and turned over to collection agency
What should you pay off first a credit card or a collections debt?
Your credit card because once you pay it off, the collection agency would quit annoying you all the time. They would be satisfied because they will get a part of the money you pay to your credit card. :)
How can you get rid of your chase com credit cards?
You can get rid of your Chase com credit cards by paying off the debt and canceling them. They will most likely continue to send you information and they do not make it easy to quit, but if you get on the phone with a representative, you should be able to.Also cut the card up so you can't use it again.
My husband cosigned for my 2nd mortgage and he is not on the first mortgage. if we have the same lender for both mortgages and we quit paying on the first mortgage how fast will his credit be impacted?
Since he is not listed as a borrower on the first mortgage his credit is not affected by paying or not paying that mortgage. Even if both loans are with the same company, he is only held responsible for the loan in which he signed.
Problems during credit card payment through internet?
People can steal your details, Paypay is more sercureHad some troubles with paypal and got my credit card copied at one serious restaurant so I quit using credit card at all. I use paysafecard on the web to top up my Facebook game accounts etc.
What happens in Florida if you quit making credit card payments?
after 180 days of non payment your account will be charged off and turned over to collection agency
How do you quit runescape account?
You can't, you just simply leave it there and don't go on it, if you payed for membership you will have to cancel that if it's by credit card so that you don't accidentally keep paying monthly when you are not using it.
What should you pay off first a credit card or a collections debt?
Your credit card because once you pay it off, the collection agency would quit annoying you all the time. They would be satisfied because they will get a part of the money you pay to your credit card. :)
What if someone put you on the credit card account and said you could use the credit card am i also responsilbe for paying the credit card bill?
In general, NO! If you did not sign anything to be a member then you are not bound contractually, period! However, discover has sued people who were put on as authorized uses and then you have to sue back or provide proof that you were just a non-binding card carryer. So they can hold you resposible, but not legally - you may have to fight to get off the account. BoA allows primary card members to simply enter a name, birthdate, and social security number for an authorized user and then they begin REPORTING to the credit agencies that primary person's credit card activity. So, this can be used to suddenly make it seem like you have a credit card and good credit when you really do not - this is a common technique used by gurus to instantly build credit. But, it will also show up as a defaulted account if the main card member defaults! So if this happens, you will have to all in and claim that you are not the primary card member and have them quit reporting to you (you might also deny that you ever gave permission to be an authorized user!)
How can you get rid of your chase com credit cards?
You can get rid of your Chase com credit cards by paying off the debt and canceling them. They will most likely continue to send you information and they do not make it easy to quit, but if you get on the phone with a representative, you should be able to.Also cut the card up so you can't use it again.
How do you quit card jitsu on club penguin?
You can't quit card-jitsu! You can say that you don't play card-jitsu anymore but you can't quit card-jitsu.
My husband cosigned for my 2nd mortgage and he is not on the first mortgage. if we have the same lender for both mortgages and we quit paying on the first mortgage how fast will his credit be impacted?
Since he is not listed as a borrower on the first mortgage his credit is not affected by paying or not paying that mortgage. Even if both loans are with the same company, he is only held responsible for the loan in which he signed.
Does a credit card company have to provide a written contract if a consumer request it If so and a contract is not presented what steps can the consumer take to remove this piece of bad debt?
I had a dispute with a credit card company. I sent several certified letters to them, requesting a signed (by me), copy of the original contract i allegedly signed with them. They ignored me, and I quit paying them. This has been 2 years now, and I have not heard from them, and my credit was not affected by this. I have learned if a credit card company sells your alleged debt to another card company, your original contract somehow disappears. The card company may threaten you, but the bottom line, there is a consumer bill of rights, and you are entitled to make them provide the original contract. (which they can't do)
How can you quit paying for a car?
Sell it.
If you quit paying credit card companies can they intercept PAYMENT FROm your checking account?
They commonly put this right in the agreement you agreed too & signed when establishing the credit, and as a term/condition for them giving it to you.You realize your trying to ask, or find, a way the credit card company is acting wrongly for you not paying what you swore you would? Why shouldn't they be allowed to get from you, under any method possible, after believing in you and doing what asked and you swore and said you would pay?But, if you want to consider absolutely wrong and not allowed actions, even dumb....you can't --decide-- to "quit paying" your debts for things you already took. That isn't an option now...although it was in fact an option available before you agreed to give it up by taking stuff you wanted and saying you would pay.Don't be too indignant or quick to try and find fault with others....unless you can tell me what you possibly think the difference between your being proud about "quiting paying" what you took and being a liar and thief is?
Problems during credit card payment through internet?
People can steal your details, Paypay is more sercureHad some troubles with paypal and got my credit card copied at one serious restaurant so I quit using credit card at all. I use paysafecard on the web to top up my Facebook game accounts etc.
What happens if you quit paying credit cards?
Credit card companies will do whatever they can to collect the money you owe them. If you quit paying the first step will be using either their own or an outside collection agency to try to collect the money. They will send letters and call you. If they can't find you they will attempt to find relatives and they will call your relatives and ask them to pass along a message. They can be very harrassing. If the collection efforts don't work they can take you to court. If you are working they can garnish your wages (a portion of the wages will be sent by your employer to the credit card company before you even see a paycheck). The worst thing that happens if you quit paying is that your credit score will be damaged and it can affect many aspects of your life. Potential employers can check credit scores and are less likely to hire someone who has poor credit. Also other creditors (car, house, etc) can often raise your interest rates if you've defaulted on credit cards because they then consider you high risk. Landlords can check credit scores and may demand high security deposits or several months rent. Insurance rates can go up...all these troubles can follow you for years, and even if the credit card company stops trying to collect the debt they are likely to check up on you once a year and if you begin to accumulate assets (open a savings account, buy a house, etc.) they will begin collection efforts anew. The best thing to do, if you are struggling with credit card debt is to talk to the company. Explain what got you into trouble in the first place and what you are doing to get your debt under control. Ask them to work with you and if they agree to do that be sure to stick with the terms you agree to. They may lower your minimum payment, lower your interest rate, or offer you a period of time when you don't have to make payment. It's really important to have this conversation BEFORE you have missed payments and they begin collection efforts. They are more willing to work with you if you are trying to work with them. Hope this helps.
