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The overpayment will sit on your credit card account until youeither use your card to pay for items and use up the overpayment or you claim it back from the credit card company.

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12y ago

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Can I overpay my credit card in order to make a big purchase?

Yes, you can overpay your credit card to create a credit balance, which can then be used to make a big purchase. However, it's important to check with your credit card issuer to ensure they allow this practice and to understand any potential fees or restrictions.


What happens if I overpay estimated taxes?

If you overpay estimated taxes, the excess amount will be refunded to you by the tax authorities.


If you did not pay your credit card what happens?

the credit card company sends people to get their money i would want to pay them.


What happens if I return something I bought with a credit card?

If you return something you bought with a credit card, the merchant will typically refund the purchase amount back to your credit card. This will result in a credit on your credit card statement, reducing the amount you owe.


What happens when the credit card on file with a company you owe money to is invalid?

They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?


What happens if credit card dues are not paid n credit card company sues you?

they will take your money and repossess your belongings


What happens when you make a purchase using a credit card?

When you make a purchase using a credit card, the credit card company pays the merchant on your behalf. You then owe the credit card company the amount of the purchase, which you must pay back according to the terms of your credit card agreement.


What happens if you return something you bought with a credit card?

When you return something you bought with a credit card, the amount you paid for the item is typically refunded back to your credit card account. This can help reduce your credit card balance or provide you with a credit for future purchases.


What happens when you buy something using a credit card?

the credit card issuer pays the store


What do you do when you lose your credit card?

Call the bank, and cancel that card before anything happens


What happens when you over pay on a credit card?

When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.


What happens if i find a credit card and use it?

you go to jail