The core deposit ratio most likely relates to a metric used when analyzing and examining banks. It is core deposits / total deposits. Core deposits, as defined by the FDIC, are "the sum of demand deposits, all NOW and ATS accounts, MMDAs, other savings deposits and time deposits under $250,000, minus all brokered deposits under $250,000."
70%
this is the amount of deposit the central bank authorise bank to keep them
The cash deposit ratio (CDR) is a financial metric that measures the proportion of a bank's total deposits that are held in cash or cash-equivalent assets. It highlights a bank's liquidity position and its ability to meet withdrawal demands. The formula for calculating the cash deposit ratio is: [ \text{Cash Deposit Ratio} = \frac{\text{Cash and Cash Equivalents}}{\text{Total Deposits}} \times 100 ] This ratio is expressed as a percentage, indicating how much of the deposits are readily available in cash form.
The loan to deposit ratio of a bank is a measure of how much money the bank has lent out compared to how much it has in deposits. It is calculated by dividing the total loans by the total deposits. A higher ratio indicates that the bank is lending out more money relative to its deposits.
Cash Reserve Ratio or CRR in India is the amount of money that every bank has to deposit with the RBI per customer. Every time a customer deposits cash to the bank, the bank has to correspondingly deposit a portion of that cash to the RBI. RBI decides this percentage of money that each bank has to deposit with it.
Cash deposit ratio is with reference to a bank's the ratio of average cash balance held against total deposits of a particular branch.
70%
this is the amount of deposit the central bank authorise bank to keep them
The Credit-Deposit (CD) ratio in banking shows how much of the money a bank gets from customers (deposits) is given out as loans. It is found by dividing the total amount of loans by the total deposits and is shown as a percentage. For example, if a bank has a CD ratio of 75%, it means that out of every ₹100 deposited, ₹75 is given as a loan. This ratio helps understand how actively a bank is lending. A very high or very low CD ratio can affect the bank’s performance and risk level.
60%
The cash deposit ratio (CDR) is a financial metric that measures the proportion of a bank's total deposits that are held in cash or cash-equivalent assets. It highlights a bank's liquidity position and its ability to meet withdrawal demands. The formula for calculating the cash deposit ratio is: [ \text{Cash Deposit Ratio} = \frac{\text{Cash and Cash Equivalents}}{\text{Total Deposits}} \times 100 ] This ratio is expressed as a percentage, indicating how much of the deposits are readily available in cash form.
The loan to deposit ratio of a bank is a measure of how much money the bank has lent out compared to how much it has in deposits. It is calculated by dividing the total loans by the total deposits. A higher ratio indicates that the bank is lending out more money relative to its deposits.
http://www.certifiedtransmissions.com/products-transmissions.asp SUBTOTAL: $1,356.00 CORE DEPOSIT: $300.00 What is the Core Deposit? SHIPPING: $230.00 How does Shipping work? TOTAL PRICE: $1,886.00
the portion of a deposit that a bank must keep on hand
a premium paid to acquire the core deposits of an institution. The premium is the amount paid in excess of the dollar amount of the deposits, and under accounting rules, the premium is listed on the books as an intangible asset.Definitions of core deposits vary. Core deposits are defined by the Office of the Comptroller of the Currency (OCC) as "the deposit base". The deposit base, while usually not restricted, is generally based on stable customer relationships the bank can expect to maintain for an extended period of time. There is a variety of opinion regarding which deposits comprise a financial institution's "core deposits"; however, the market forces of the particular financial institution should be considered in determining core deposits. Generally, in markets further removed from metropolitan areas, there is a less competitive environment, thus, in metro environments CDs > 100k would not be considered core deposits, certain CDs > than 100k may be considered core deposits. Core deposits represent a stable source of money. The value of the core deposit intangible is derived from the difference between the cost of core deposit compared with the most favorable market alternative. The measurement of the initial core deposit intangible is accomplished by spreading the benefit over the economic life of the core deposits and discounting back to its present value.
Cash deposit ration is the amount of money a bank has available for a customer to withdraw. This is a certain percentage of the total money paid into the bank.
Cash Reserve Ratio or CRR in India is the amount of money that every bank has to deposit with the RBI per customer. Every time a customer deposits cash to the bank, the bank has to correspondingly deposit a portion of that cash to the RBI. RBI decides this percentage of money that each bank has to deposit with it.