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What are the key differences between mutual insurance and stock insurance companies?

The key difference between mutual insurance and stock insurance companies is in their ownership structure. Mutual insurance companies are owned by policyholders, who are also the beneficiaries of any profits or dividends. Stock insurance companies, on the other hand, are owned by shareholders who may or may not be policyholders, and profits are distributed to shareholders in the form of dividends.


What companies offer term life insurance and what is the average rate?

The companies that offer term life insurance are Blue Cross Blue Shields, Pinnacle, Mutual Insurance, Farmers Insurance and the average rates can be anywhere between $100.00 and up.


What is the difference between an insurance company and a broker?

a broker sells the insurance, (is a sales person for many companies generally) and insurance company is the actual company that 'owns' the product, or company it's self........


How does Prudential insurance compare to Farmers insurance?

The main difference between Prudential and Farmers is that Prudential offers a variety of financial services, including insurance, while Farmers specializes in just insurance. Differences in rates between the two companies will depend on such factors as where you live, your income, the items you are insuring, past claims, etc.


What is the difference between an individual investor and a institutional investor?

Individual Investor is a person who directly invest in companies shares. whether Institutional investor generally invest for other people.like pension funds,Investment companies,Life Insurance companies so forth all of whom manage large portfolios of securities.

Related Questions

What are the key differences between mutual insurance and stock insurance companies?

The key difference between mutual insurance and stock insurance companies is in their ownership structure. Mutual insurance companies are owned by policyholders, who are also the beneficiaries of any profits or dividends. Stock insurance companies, on the other hand, are owned by shareholders who may or may not be policyholders, and profits are distributed to shareholders in the form of dividends.


Distinguish between co-insurance and reinsurance?

Coinsurance in medical health (casualty) is sharing of costs between insurer and insured, and in property insurance it is were the risk( one risk) is shared between different insurance companies. Reinsurance is insurance for an insurance company, where by an insurance companies seeks for indemnification in case that a stated loss takes place.


Where can one find comparisons between different companies health insurance policies?

One can find comparisons between different companies health insurance policies on websites like Cignag local, Geo Blue Travel Insurance or Health Insurance About.


Which companies offer low insurance rates that are affordable?

I would recommend comparing the policy between at least three insurance companies. Travelers, State Farm Insurance Company and 21st Century are 3 companies that provide insurance policies on boats.


Is there online motorcycle insurance?

As with car insurance there are many insurance companies that provide online motorcycle insurace. Most companies have a free quote section on their website. It is always advisable to compare coverage and cost between several companies.


Where could one compare Nationwide health insurance rates to other companies?

There are a number of sites online where one can compare nationwide health insurance rates between companies: Kanetix and HealthQuotes both offer comparisons of insurance companies.


What companies offer countrywide car insurance options?

Companies that offer countrywide car insurance options vary between larger, more well known companies. Companies that offer countrywide car insurance options include: Nationwide, Allstate, State Farm, and Countrywide.


What are two services that provide comparisons between homeowners insurance rates?

There are a variety of companies that provide free comparisons between homeowner's insurance rates. Examples of such companies are All State, Nationwide, and Liberty Mutual.


What companies offer term life insurance and what is the average rate?

The companies that offer term life insurance are Blue Cross Blue Shields, Pinnacle, Mutual Insurance, Farmers Insurance and the average rates can be anywhere between $100.00 and up.


What is the best company selling car insurance in South Australia?

The best companies selling car insurance in South Australia is constantly fluctuating between insurance companies. Some of the top car insurance sellers, are Progressive, State Farm, and AAA.


Where can one get a cheap truck driver insurance?

The best way to get the cheapest insurance for a truck driver would be by filling out a online form for comparisons between companies. Progressive and Geico are two companies that tend to have the cheapest insurance.


What is the home insurance cost difference between companies?

Two different companies may offer different home insurance packages for their employees. The difference between such packages is determined by the revenue of the company in question and the value of the employee for the company.