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Can a wife open account in husband's name without his approval?

This answer will vary from state to state because of the penal systems but here is a stock answer. In order to apply for credit the person whose name appears as the account holder whether it is a credit card, car loan, personal loan or even a bank account that person must sign the credit application accepting the terms and in most cases swearing that the information given is true and accurate as well as authorizing the creditor to do a credit investigation. For a spouse to open an account without the other spouses knowlege or consent is a crime similar in character to that of identity theft or credit card fraud because they would have to fraudulently sign the other spouses name to the application. This is most common abuse is on credit card applications because the persons receiving the information from the applicant is not in front of them and they have no idea if the person whose name appears signed it or not. If your spouse did indeed sign your name to a credit application for the purpose of defrauding the credit card company that is a felony and in some states could have other related charges attached. If your spouse or ex-spouse did this you should contact the credit card company immediatly and request them to send a copy of the completed and signed credit application and inform them that you did not sign the application. Hope that was helpful. Ah, there is an exception to that if the spouse has a power of attorney over the financial affairs of the other spouse or parent which authorizes them to solicit credit on their behalf.


What does a credit department do in a bank?

credit department handles the credit granting, credit collection and credit limits of their applicants


What is the adverb for credit?

Credit and Debit cards, Credit.


Is no credit worse than bad credit?

Not having a credit history is better than having a bad credit history. Bad credit is very bad... No credit is good. you are now ready to apply for credit. Start small, like a department store credit card. You must establish credit and use it in order to get a credit rating.


What is the difference between credit card and revolving credit?

A credit card is a type of revolving credit, whereas a revolving credit account may or may not be a credit card. Revolving credit can also include other types of accounts, such as a revolving line of credit with a bank or a home equity line of credit.

Related Questions

How do you make a sentence with solicit?

Solicit at risk! Will you solicit your talents elsewhere?


What is the present tense of solicit?

I/you/we/they solicit. He/she/it solicits. The present participle is soliciting.


How do you use a sentence with solicit?

I hate it when people try to solicit their items to me.


Can you give an example of a simple sentence using solicit?

The business posted "Do not solicit" signs on their doors.The salesman tried to solicit buyers.When a drug dealer tried to solicit me to buy Ecstasy, I said no and walked away from him.


Is it illegal for police to solicit a trespass?

Yes, it is illegal for police to solicit a trespass.


Can police in Texas solicit a trespass?

No, police in Texas cannot solicit a trespass.


Can cops legally solicit a trespass?

No, police officers cannot legally solicit a trespass.


Can a police officer legally solicit a trespass?

No, a police officer cannot legally solicit a trespass.


What is a sentence for solicit?

Solicit = To seek to obtain by persuasion, entreaty, or formal application: to petition persistently; importune eg Ladies and Gentlemen: I am here today to solicit your support in my campaign for the Governorship of this state.


Is it illegal to solicit a trespass?

Yes, it is illegal to solicit a trespass, which means asking or encouraging someone to enter a property unlawfully.


What does it mean appeal?

Solicit help


What is the root word of solicitude?

The root word of "solicitude" is "solicit," which comes from the Latin word "sollicitus," meaning anxious or concerned.