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What is the optimum credit policy?
The Optimum Credit Policy is a policy that is applied if you have a near perfect credit rating. Most people strive for an Optimum Credit Policy.
What is the advantages and disadvantages of credit policy?
advantages of credit policy
What policy concerns banks credit and currency?
monetary policy
What is minimum FICO needed to get unsecured credit card?
Many credit card companies are hesitant to issue unsecured credit cards to those with a credit score of 650 or less. Some companies are more stringent than others.
Do lenders have stringent guidelines when it comes to borrowers with bad credit?
People with bad credit have a hard time getting a loan. Lenders want to ensure they will be paid back.
What is the optimum credit policy?
The Optimum Credit Policy is a policy that is applied if you have a near perfect credit rating. Most people strive for an Optimum Credit Policy.
What is the advantages and disadvantages of credit policy?
advantages of credit policy
What exactly is automotive credit?
If you have bad credit, you may apply for automotive credit. The requirements are less stringent, but the interest is far higher than conventional loans.
What is meant by Credit Policy?
Credit Policy refers to the written guidelines and protocols that related to credit. This will include the specific terms and conditions for any credit transactions.
What are the important dimension of a firms credit policy?
The important dimensions of a firm's Credit policy are: 1. Credit standards 2. Credit period 3. Cash discount
What are the weaknesses on credit policy in developing countries?
In credit policy of a developing country like India, the beneficiaries/receipients from whom the credit is meant,only few big farmers/industrialists avail the same due to stringent rules and regulations attached with it. The banks through whom the credits are supposed to be extended, are generally reluctant to help the poor beneficiaries to avail the benefits. Even they get a fraction of the government aids/grants due to red tapism,corruption embeeded with the existing system.
What policy concerns banks credit and currency?
monetary policy
What is minimum FICO needed to get unsecured credit card?
Many credit card companies are hesitant to issue unsecured credit cards to those with a credit score of 650 or less. Some companies are more stringent than others.
Do lenders have stringent guidelines when it comes to borrowers with bad credit?
People with bad credit have a hard time getting a loan. Lenders want to ensure they will be paid back.
What are the risk-return tradeoffs associated with a more liberal credit policy?
A liberal credit policy may attract people who don't have enough money to make their payments. With a liberal credit policy, a business will have to have a strict collection department.
Does the optimal credit policy minimizes the total cost of granting credit?
Yes
What is the effect of credit policy on performance profitability and liquidity?
The credit policy generally demands payment. Working class professionals will generate more money in order to sort out credit requirements.
