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What else can I help you with?
What is the average credit score needed for a home loan?
The average credit score need to purchase a home is 620.
How much income is needed to buy a home?
While income is an important factor in the purchase of a new home, it is not the only criterion. However, generally, lenders will not loan money on a home where the payment exceeds 28 percent of a monthly income.
What is the Excel credit card payoff formula for calculating the amount needed to pay off a credit card debt?
The Excel credit card payoff formula is PMT(rate, nper, -balance). This formula calculates the monthly payment needed to pay off a credit card debt within a specific time frame.
What is the credit card payoff formula in Excel?
The credit card payoff formula in Excel is: PMT(rate, nper, -balance). This formula calculates the monthly payment needed to pay off a credit card balance in a certain number of months at a given interest rate.
What qualifications are needed to purchase a home?
To purchase a home, you typically need a good credit score, stable income, and enough savings for a down payment and closing costs. Lenders will also consider your debt-to-income ratio and employment history.
What is the average credit score needed for a home loan?
The average credit score need to purchase a home is 620.
Do credit counselors charge a fee for their services?
"No, most reputable credit counselors do not charge a fee. Instead they look at your debts, monthly payments, and income and help you make a budget that will allow you to get back on you feet."
How much income is needed to buy a home?
While income is an important factor in the purchase of a new home, it is not the only criterion. However, generally, lenders will not loan money on a home where the payment exceeds 28 percent of a monthly income.
What is the Excel credit card payoff formula for calculating the amount needed to pay off a credit card debt?
The Excel credit card payoff formula is PMT(rate, nper, -balance). This formula calculates the monthly payment needed to pay off a credit card debt within a specific time frame.
What is needed to get financing to purchase an auto?
To get financing to purchase an auto, one has to fill out loan applications, which will ask for your social security number, employment and income information, monthly expenses, like mortgage and rent, and any outstanding debts, like credit cards or student loans.
What is the credit card payoff formula in Excel?
The credit card payoff formula in Excel is: PMT(rate, nper, -balance). This formula calculates the monthly payment needed to pay off a credit card balance in a certain number of months at a given interest rate.
Do you always need a cosigner?
A cosigner is needed when the primary borrower does not, for whatever reason, (age, income, credit rating, etc.) does not qualify for a loan on their own merit.
What qualifications are needed to purchase a home?
To purchase a home, you typically need a good credit score, stable income, and enough savings for a down payment and closing costs. Lenders will also consider your debt-to-income ratio and employment history.
What qualifications are needed to purchase a house?
To purchase a house, you typically need a good credit score, a stable income, and enough savings for a down payment and closing costs. Lenders will also consider your debt-to-income ratio and employment history.
What is the average credit score needed for private student loans?
Scroll down and it tells you exactly what I think you're looking for. Good Luck.
Is monthly blood work needed when on depakote?
Bi-monthly is recommended to check liver functions. Which can be damaged from the depakote
How do you build your credit rating?
By having a "good mixure of credit". One Revolving Account (Credit Card), Line of Credit (Auto loan, personal loan - if needed), and a Mortgage. If you are starting out with establishing credit, then my suggestion to you is to open up a line of credit with either your local bank or a credit union. Put a $250.00 deposit in this line of credit; which is called a secured line of credit. Then use this money for gas puposes only! Make your monthly payment each month. This will start building your credit line, and you will start to see offers in the mail for credit card companies. Only choose a credit card that has an offer of 0% APR for 12 months (Annual Percentage Rate). Make sure that if you start to use a credit card only spend up to 30% of the credit limit, and make your monthly payments on time each and every month. Creditors and Lenders will notice that you are resposible with your credit, and allow you to borrow more when you are ready to purchase a home. Please, keep in mind that making on-time monthly payments is key to having excellent credit. Good Luck with this process! Wanda Acevedo Improve Credit, LLC
