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What is the interest rate for the Wachovia Home Equity Loan?
The interest rate for Wachovia home equity loans will depends on various factors. Wachovia's website states that the "Minimum APR is 4.24%; maximum APR is 18%".
Where can you learn more about a wachovia home equity loan?
You can learn about Wachovia Home Equity loans by calling their headquarters. You can apply online on their website and also check the daily rating right on their homepage.
In what states does Wachovia offer Home Equity Loans?
Wachovia, or Wells Fargo, offer Home Equity Loans in all 50 states. Wells Fargo Home Equity Loans have low interest rates, funds available anytime, and have no closing costs.
What are the steps to apply for a Wachovia home equity loan?
You can apply for a Wachovia home equity loan on the internet or over the telephone. The amouint you can borrow will be based on your income and assets. You can contact Wachovia, now part of the Wells Fargo Company, via telephone 7 days a week.
What is the interest rate of the Wachovia home equity loan?
The interest rate of a Wachovia home equity loan varies greatly. The rate can change from day to day, depending on the market value on the day you apply. If you are interested and it is a low rate, that is when you should "lock in" your rate.
What is the interest rate for the Wachovia Home Equity Loan?
The interest rate for Wachovia home equity loans will depends on various factors. Wachovia's website states that the "Minimum APR is 4.24%; maximum APR is 18%".
Where can you learn more about a wachovia home equity loan?
You can learn about Wachovia Home Equity loans by calling their headquarters. You can apply online on their website and also check the daily rating right on their homepage.
In what states does Wachovia offer Home Equity Loans?
Wachovia, or Wells Fargo, offer Home Equity Loans in all 50 states. Wells Fargo Home Equity Loans have low interest rates, funds available anytime, and have no closing costs.
What are the steps to apply for a Wachovia home equity loan?
You can apply for a Wachovia home equity loan on the internet or over the telephone. The amouint you can borrow will be based on your income and assets. You can contact Wachovia, now part of the Wells Fargo Company, via telephone 7 days a week.
What is the interest rate of the Wachovia home equity loan?
The interest rate of a Wachovia home equity loan varies greatly. The rate can change from day to day, depending on the market value on the day you apply. If you are interested and it is a low rate, that is when you should "lock in" your rate.
What are the benefits of Home Equity?
Home equity is the value of a homeowner's property minus all the money they owe on that property (as mortgage or liens). The benefit of home equity is that a person can borrow against the equity in their home at better interest rates and with better tax advantages then other types of loans.
What is the benefit of a home equity loan?
A home equity line of credit acts like a credit card: Homeowners get a certain amount of credit based on their home's equity and then use that to make purchases, much like they would with a credit card.
Does Wells Fargo own First Union Home Equity Bank?
No, Wells Fargo does not own First Union Home Equity Bank. First Union was a bank that merged with Wachovia in 2001, which was later acquired by Wells Fargo in 2008. However, First Union Home Equity Bank itself does not exist as a separate entity under Wells Fargo's ownership today.
Where can one obtain information pertaining to Wachovia Home Loans?
One can obtain information pertaining to Wachovia Home Loans at Wachovia Home Loans Official website, at some banks, or even at some online blogs about loans.
How does one apply for Wachovia home mortgage?
You can't. Wachovia has since been absorbed into Wells Fargo.
How can you increase the value of your home by building equity in it?
You can increase the value of your home by building equity in it through making regular mortgage payments, improving the property, and staying in the home for a longer period of time to benefit from appreciation in the housing market.
What are the advantages of having a Wachovia home equity line of credits?
Wachovia was recently absorbed by Wells Fargo Bank, but Wells Fargo does offer Home Equity Lines of Credit. A Home Equity LOC from Wells Fargo is advantageous over other options such as personal loans or credit cards because it offers a lower interest rate, and may be tax deductible depending on your state of residence and other considerations. It also offers more flexibility, allowing you to make additional principal payments without penalty, adapt to changing interest rates without refinancing, and access available funds in the future without re-applying. Home Equity LOC's are most commonly used for home improvements, but can also be ideal for consolidating debt or financing major purchases.
