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There are loans available for people with poor credit scores like yours. Go to a mortgage professional who deals with "BCD" or "Sub-prime" loans and ask about what's available. There is a vast number of mortgages available in this market; it would be impossible to say offhand what's for you. Understand that you will be paying more, either through a higher rate or in other ways. The best thing for you is a non-profit organization called NACA. They assist you with your homebuying process. The website is www.naca.com it is awesome. I know 10 people who have bought their home via this program.
What else can I help you with?
What are the best answers to get a loan?
The best answers to get a loan are having a good credit score, stable income, low debt-to-income ratio, and a solid repayment plan.
Can you get a home loan with a 640 credit score and 2 charge offs?
Yes, you can get a mortgage with a 640 credit score and four charge offs. Obviously, the better debt to income ratio, better credit score, and fewer negatives all help in securing the best loan possible for your situation.
What is the best score you can get in credit debt?
When people are in credit debt, they often wonder what their score is. The best score you can get in credit debt depends on many different things. You should ask your credit card company for this type of information.
What does your credit score need to be to get a kohl's credit card?
To qualify for a Kohl's credit card, applicants typically need a credit score of around 640 or higher. This generally falls within the fair to good credit range. However, approval can also depend on other factors, such as income and credit history, so it's best to check with Kohl's for specific requirements.
Where can one find an estimator for their credit score?
One can find an estimator for their credit score on various sites across the world wide web. The best website for checking credit score is the website Free Credit Score.
What are the best answers to get a loan?
The best answers to get a loan are having a good credit score, stable income, low debt-to-income ratio, and a solid repayment plan.
Can you get a home loan with a 640 credit score and 2 charge offs?
Yes, you can get a mortgage with a 640 credit score and four charge offs. Obviously, the better debt to income ratio, better credit score, and fewer negatives all help in securing the best loan possible for your situation.
What is the best score you can get in credit debt?
When people are in credit debt, they often wonder what their score is. The best score you can get in credit debt depends on many different things. You should ask your credit card company for this type of information.
Where can one find an estimator for their credit score?
One can find an estimator for their credit score on various sites across the world wide web. The best website for checking credit score is the website Free Credit Score.
What is the best credit score a person can get?
The absolute highest credit score you can get is 850. Only one out of every two hundred Americans has a perfect credit score of 850. It is very difficult to obtain a credit score that high.
Is a credit score of 800 good?
A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.
Can I get approved for a loan?
Your approval for a loan depends on various factors such as your credit score, income, and debt-to-income ratio. It's best to contact a lender directly to discuss your specific situation and determine your eligibility.
Are there any credit cards that won't negatively affect my credit score?
Your best bet would be to close those older credit cards. While it may take some time, your credit score can be improved. However, opening a new credit card, even if it doesn't affect your credit score may not be the best way to go. I am unsure if there is a credit card that wouldn't affect your credit score.
How does a 663 credit score rank?
A 663 credit score ranks in the middle on the spectrum. A 750 or greater score is needed for the best interest rates.
Is 629 a bad credit score?
629 is not a bad credit score, but it is not great either. A credit score of 629 means you have a medium credit risk. You probably won't have trouble getting a loan or a credit card, but you may not get the best interest rates or terms. You should focus on building your credit history and improving your credit score by making on-time payments and keeping your debt levels low.
Can i get a credit card with a low credit score?
To find your credit score, go to a site such as freecreditreport.com. You want a HIGH credit score, NOT low. The best cards for high credit score are Chase Freedom Visa, Citi Platinum Select MasterCard, and Citi Diamond Preferred.
What website is best to check your credit score?
One of the best websites to check your credit score is AnnualCreditReport.com, which is the only website federally authorized to provide you with a free credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) once per year. Additionally, websites like Credit Karma and Credit Sesame offer free credit score monitoring services that provide regular updates on your credit score and report. It's important to ensure that you are using a secure and reputable website to check your credit score to protect your personal information.
