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You pretty much don't have a score. It's not impossible to get loans, but when you apply substantial down payments and/or high APRs may be a part of the loan. When you first start out on credit you still don't get a score, but I believe an initial score is established after 90 days. I believe they start you in the 600s because when I applied for a car loan my score was 615 after only 6 months of credit. This is why it's important to have credit cards at a young age so credit can be built. APR doesn't matter for the card, just carry a low balance and pay in full every month and those two things over a period of time (usually 3 years to get your "average" credit score) will give you a nice credit score. AND PAY ON TIME !
What else can I help you with?
You dont have a credit card can you still get your credit score?
If you have never bought anything on credit, you do not have a credit score.
How does a 736 credit score rank?
If a person has a credit score of 720 or above, they are considered to have excellent credit. The average credit score in the United States is 720.
Is 696 a good credit score?
Yes, a 696 is a very good credit score. The higher the score a person has the better chance to get credit.
What is your credit score if you never had a credit card?
um i believe that its 0
What is the minimum credit score that a person can have?
The minimum credit score a person can have is typically around 300, but this can vary depending on the credit scoring model being used.
You dont have a credit card can you still get your credit score?
If you have never bought anything on credit, you do not have a credit score.
How do you get credit score?
Getting good credit score depends on how creditworthiness of that person.
How does a 736 credit score rank?
If a person has a credit score of 720 or above, they are considered to have excellent credit. The average credit score in the United States is 720.
What if you don't have any credit do you still have a credit score?
Yes you can have credit from before that might be a very bad credit score:(
Is 696 a good credit score?
Yes, a 696 is a very good credit score. The higher the score a person has the better chance to get credit.
Where online can a person find information about their personal credit score?
One can find information about their credit score on sites such as Credit Karma, FICO, Free Credit Score, Trans Union, and Credit Sesame. These sites will provide a person with all the information on how they are doing in their personal credit score.
What is your credit score if you never had a credit card?
um i believe that its 0
What is the minimum credit score that a person can have?
The minimum credit score a person can have is typically around 300, but this can vary depending on the credit scoring model being used.
What is the relationship between a credit score and credit report?
A credit score is a numerical representation of a person's creditworthiness, while a credit report is a detailed record of a person's credit history. The credit score is calculated based on the information in the credit report. A higher credit score indicates better creditworthiness, which can lead to better loan terms and interest rates.
Where might a person find their credit score after a loan online?
A person might find their credit score after an online loan by using Equifax. This is one of the popular trusted credit score services used in Canada.
What is the best credit score a person can get?
The absolute highest credit score you can get is 850. Only one out of every two hundred Americans has a perfect credit score of 850. It is very difficult to obtain a credit score that high.
How can a person check their credit score for free?
A person can check their credit score for free by contacting any of the three credit bureaus. The score can be obtained once a year for free and can also be requested if one has been denied credit for free.
