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It depends on the bank that issues the card. It also depends on your credit history. It can be less than 10% or more than 25%. You should shop around, compare rates, and read the fine print very closely.

Getting a credit card isn't a great idea. If you can't afford something, then don't buy it. You should only use credit to buy houses and cars. Instead of always being a little bit behind on your budget, always be a little bit ahead. Credit gets you in a hole that is hard to get out of. Don't get a card just because lots of people do it. Think outside the box.

The only VISA that I have is a debit card from my checking account.

about 20,346 dollars

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15y ago

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