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What is the validity period of a cheque in the Philippines?

The validity period of a cheque in the Philippines should be about six months. This time starts once the cheque is issued.


What is unpresented cheque?

this is a cheque that was signed or issued but not brought in for cashing or presented to the bank.


What are the essential elements of a cheque?

The essential elements of a cheque include the name of the bank, account payee, payee of whom the cheque is written to, date of the cheque, the payment amount written in words and numbers, serial number of the cheque, the bank state and branch code, and the account number. A signature must be signed at the bottom signature line for the payee to present the cheque.


Can you cash a check that i got in December?

Yes. (Assuming you got the cheque in Dec 2008) Usually the validity for instruments like Cheque the validity is only 6 months from the date of issue. So assuming the cheque was issue on Dec 1st 2008 you can use it till May 31st 2009. Beyond that date if you deposit the cheque, the cheque issuing bank/person is not liable to pay the money.


Is there a time frame for an individual to cash a check?

Yes. Usually the validity for instruments like Cheque the validity is only 6 months from the date of issue. So assuming the cheque was issue on Dec 1st 2008 you can use it till May 31st 2009. Beyond that date if you deposit the cheque, the cheque issuing bank/person is not liable to pay the money.


What is the exact meaning of an expired check?

Every bank cheque has a validity of 6 months from the date of issue of cheque. Let us say you issue a cheque to somebody on Jan 1st, till June 30th the cheque is valid. From July 1st the cheque is expired.


How long is a cheque valid after date of issue?

The validity of a cheque typically depends on the banking regulations of the country where it was issued. In many countries, including the United States and Canada, a cheque is typically valid for six months from the date of issue. After this period, the cheque may be considered stale-dated, and the bank may choose not to honor it. It is always advisable to cash or deposit a cheque promptly to avoid any issues with its validity.


What is stale cheque period for SBI?

the validity of cheques and dd are 3 months from the issuing date


What is the maximum time with a cheque has to be presented for payement?

no such limit


What is mean by stale check?

A stale cheque is a term used to refer to a cheque that is old and expired. Such cheques are totally worthless. Cheques usually have a validity period after which they are considered expired or stale. In india the validity is 3 months and in most countries around the globe it is between 3 to 6 months. If I give you a cheque on 1st of May 2013 the cheque will be valid till 31st July 2013 and starting 1st August 2013, the cheque will be considered stale. If you try to cash that cheque, you will not get any money.


When does a cheque bounce?

When either of the below happens: * Not enough funds in the account to pay the cheque * Signature of the cheque issuer does not match with the signature in the cheque * Cheque is expired (Date of cheque is before 6 months from date of deposit) * There are any over-writings in the cheque without being counter signed by the cheque issuer.


What is the validity period of a check?

In India - As of now (Jan 2012), the validity period is 6 months from the Date of Cheque Issue. However, starting 1st April 2012, the validity period will be only 3 months.