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A structured settlement is a financial or insurance arrangement whereby payment is made by a series of periodic payments. Structured settlements are now commonplace in product liability or injury insurance claims.

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How to settlement stock exchange?

Settlement in a stock exchange refers to the process of transferring securities and funds between buyers and sellers after a trade is executed. Typically, this process occurs within a specific time frame, often T+2, meaning two business days after the trade date. During settlement, the seller delivers the securities to the buyer, and the buyer pays the agreed amount, usually facilitated by a clearinghouse to ensure the transaction's integrity and efficiency. Proper settlement is crucial to maintaining market stability and trust among participants.


Why do sellers care about the down payment?

Sellers care about the down payment because it shows the buyer's commitment and ability to secure financing for the purchase. A higher down payment reduces the seller's risk of the deal falling through and indicates the buyer's financial stability.


Does the seller receive the down payment?

Yes, the seller typically receives the down payment from the buyer as part of the purchase agreement.


Difference between buyers credit and letter of credit?

Buyer's credit is extended to finance the purchase of goods or services. A letter of credit guarantees that a payment will be received. If the buyer doesn't make a payment, the bank has to pay.


Do sellers care about the down payment when selling a property?

Yes, sellers typically care about the down payment when selling a property because it affects the buyer's ability to secure financing and complete the purchase. A larger down payment can indicate a more serious and financially stable buyer, reducing the risk of the sale falling through.

Related Questions

How does one get a structured settlement payment?

A structured settlement is defined as a periodic payment. Therefore, in this transaction, the seller will receive periodically some amounts of total value of the item/goods from the buyer, until the whole value is fulfilled.


Who's the most popular structured settlement buyer?

The most popular Structured Settlement Buyer in the United States is J.G. Wentworth. The company is known for it's outrageous commercials such as "Opera on a Bus."


How can the buyer of annuity structured settlement pay less money?

The buyer of annuity structured settlements can pay less money by only buying settlements which are due to pay out over a longer period of time. Buying a settlement paid over 5 years isn't as profitable as the seller won't be willing to give up a sizable portion of their payment as they can still get it on a short term basis.


How do you get money out of a structured settlement?

The first step to getting money for your structured settlement is determining if you want to sell partial payments or sell your whole structured settlement for a lump sum. Next you apply with a funding company that specializes in structured settlement buyouts to receive a quote.


Where can someone find a list of buyers of structured settlements?

It's not clear what a buyer of structured settlements is, so finding a list of buyers is difficult. A structured settlement is an arrangement made usually to settle a claim for personal injury.


How do I choose buyers of structured settlements?

The most important metric when choosing a structured settlement buyer is the conversion fee for changing your settlement into a lump sum. make sure you don't get ripped off. You should choose at least five potential buyers and research into them. then compare them to each other and try to get them to compete.


Documentary letter of credit?

A DOCUMENTARY credit is frequently the agreed method of settlement for international trade. The buyer's bank reimburses the seller against presentation of documents drawn in compliance with conditions stipulated in the documentary credit by the buyer. There are advantages to both the buyer and seller when settlement is arranged by documentary letter of credit. First, the buyer knows that payment will only be made if the documents received comply strictly with the terms and conditions of the credit as stipulated by the buyer. Second, the seller knows that payment will be received provided the terms and conditions of the credit are strictly complied with.


What is payment offset?

Payment offset is a financial mechanism where one party deducts an amount owed from a payment due to another party, effectively reducing the total payment. This is often used in situations where there are mutual debts between parties, allowing for a net settlement rather than multiple transactions. For example, if a supplier owes a buyer $1,000 while the buyer owes the supplier $800, the supplier may offset the buyer's payment, resulting in a net payment of $200. This approach simplifies transactions and helps manage cash flow more efficiently.


If the buyer stop making payment will the co-buyer or the buyer be responsible for the loan?

yes


What is the difference between advance payment and down payment?

Down Payment: Payment, which is a loan in advance with no securities for the borrower or the buyer. Advance Payment: Payment which is connected with respective responsibilities. That means that the borrower or buyer gets some securities from the lender or vendor.


Where can one find a buyer of structured settlements?

Purchasers of structured settlements can be found online, and compared in such places. Structured settlements are financial or insurance arrangements.


How does a structured settlement buyout work?

A structured settlement buyout is a way to exchange regular payments of a large amount into a single lump sum. The lump sum is always significantly smaller than the total of all of the payments, but some people may want or need a large amount of money immediately rather than smaller recurring payments. People who are willing to take the loss in exchange for the lump sum can contact a financial services company that deals with settlement buyouts. This company then arranges to receive the payments, and gives the customer the lump sum in exchange.