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What is a Charge-off in a credit report?
A charged off account is similar to a collection on your credit report. The creditor has written off the debt owed and closed the account. The debt is still valid though and can be collected on. The charge off will lower your credit score unless removed. You can dispute a charge off and this give the credit bureaus 30 days to verify the charge off or it must be removed from your credit report.
If you recently paid off a charge-off with Macy's and they reinstated your account will the old information be removed and start fresh with reporting?
you will have to get macy's to remove the charge-off from your report or change it to a good standing remark. because they will show a new account opened on you report along with the charge-off. if they agree to change it get it in writing and report it to the bureaus when they report it. the lender only can remove the charge-off
Can a creditor remove a charge off?
Yes, a creditor can remove a charge off from your account and your credit reports. Credit bureaus can also delete charge offs from your credit report if they are disputed and not verified.
What is gross charge off and net charge off?
Loan or debt which have been delinquent and subsequently written off are classified as Gross Chargeoffs. however in certain cases, partial recoveries may be made at a later date. The net charge off is the gross Chargeoff minus the recoveries.
Can a charge off affect home buying?
A charge-off is a notation on your credit report indicating that the original lender has written off the charge as unlikely to ever be paid. An account that is 120 to 180 days past due usually will be charged off. Obtaining a mortgage with a charge-off on your credit report is challenging, but if the charge-off is old enough and you rebuild your credit, you still may be able to obtain a loan with favorable terms. need more anyone just find in Florida unitedcounselors dot org
Will the iPod charge if it is off?
No, the iPod will not charge if it is off. The iPod must be on for it to charge.
Does an electric scooter need to be switch off to charge?
It will charge faster if the primary ignition is off and the switch is flipped off, but it does not have to be completely off to charge.
If you knock your brain will bits of your brain come off?
no but you will lose brain cells
What are the release dates for Pinky and the Brain - 1995 Brain's Night Off Beach Blanket Brain?
Pinky and the Brain - 1995 Brain's Night Off Beach Blanket Brain was released on: USA: 21 February 1998
Does a Nintendo DS lite need to be on or off to charge it?
You can charge it whilst it's on or off.
Do you charge the iPad when the iPad is turned off or on?
You can charge your iPad either way - it doesn't need to be on or off. However, the most effective way is to charge your iPad when it's off. It will charge much faster.
What organ in charge of the work of all other organs?
brain
What are the release dates for Charles in Charge - 1984 Brain Man 5-13?
Charles in Charge - 1984 Brain Man 5-13 was released on: USA: 12 May 1990
What is a charge off bank?
I've never heard of a "charge off bank" but I do know that a charge off account at a bank is where they bank has listed a loan as "uncollectable" and is probably reporting it to the credit bureau as a charge off or "bad debt". Hope this helps
Can you charge your iPhone 3G when it's turned off?
Yes. You can charge your I-Phone when it is turned off.
Does a bank account charge off go on your credit report?
Yes, any charge off goes on.
Can creditors classify an account as a charge-off because it was included in a chapter 7 bankruptcy?
Yes and no. If an account was already charged-off before the bankruptcy, it can be reported as a charge-off. By law, the creditors must charge-off accounts included in bankruptcy, BUT they can not REPORT that charge-off if it happens AFTER the bankuptcy. Negative reporting on discharged debts is a violation of the permanent injunction of the discharge.
