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The 'usual' fees charged by credit card companies are...

Late fees - if you fail to make a payment by the due date.

Card replacement fee - if you've 'lost' your card more than once, they could charge you for a replacement.

Account fee - If they have to write to you because you failed to make a payment, they may charge you for the time taken to produce the letter.

Insurance fee - usually charged on your outstanding balance, it's intended to insure you against you losing your job.

That's in addition to the monthly interest.

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10y ago

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