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14y ago

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What do you have to do to refinance your mortgage?

You have to go to the bank that has the loan on your house. They will have you fill out a bunch of paperwork. After that they will refinance your house.


If you refinance the house after a year can you take the cosigner off the mortgage loan?

Yes.


What are the steps to refinance your house?

The steps to refinance your house typically include: Check your credit score and financial situation. Research and compare different lenders and loan options. Apply for a refinance loan with the chosen lender. Provide necessary documentation and information. Have your home appraised. Close on the new loan and pay any closing costs. Start making payments on the new loan.


Who does one talk to to refinance a loan?

If you want to refinance a loan, discuss it over with the company/people who you had a loan with in the beginning. Whoever you financed a loan with first, refinance with them again.


What are the steps to refinance a house?

The steps to refinance a house typically involve: 1. Checking your credit score and financial situation. 2. Researching and comparing lenders. 3. Applying for a refinance loan. 4. Providing necessary documentation. 5. Getting an appraisal of your home. 6. Closing on the new loan.


How do you get ex boyfriends name off joint auto loan?

You need to pay that loan off and refinance if necessary.You need to pay that loan off and refinance if necessary.You need to pay that loan off and refinance if necessary.You need to pay that loan off and refinance if necessary.


Where could one go to start a house loan refinance?

You can go online to the website called "lendingtree" to start a house loan refinance. You can connect with their lenders offering a wide range of home loans. You can also check out their guide to refinancing on their website.


If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?

Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.


Can you refinance a land loan?

Yes, you can refinance a land loan by obtaining a new loan with better terms to replace the existing one.


I am told by my bank that in Texas you can't refinance a loan until you have lived in your house for 12 months. I have a conventional loan. Is this true?

If this is your first mortgage or you just refinanced, the mortgage note can have a statement within that states you cannot refinance in the first 12 months of when you got the loan.


When you refinance your house and add your spouse's name to the refinance loan does that automatically add his name to the title?

of course since you are using their income. of course since you are using their income.


Can a co-borrower get off the loan?

The only way for a co-borrower to get off a loan is to refinance that loan, and do not include yourself in the refinance process.