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RBS bank offers three primary levels of service: personal, business, and corporate. The personal level of banking includes all sorts of loans as well as checking and savings accounts. The business level offers larger loans and "corporate" accounts (accounts that can have many cards, each with an optional seperate credit statement). The corporate level offers the same services as the business level, but generally has lower rates. This level is only offered to business who have an annual turnover of more than £1 million.

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