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When you are getting a home they like to see your credit score 620 and above to get preapproved for a loan. But in order to get better rates for loans they usually want to see your score in the range of seven hundred. They may be more forgiving if this is your first home purchase.
What else can I help you with?
Will lenders allow someone to remortgage their home if the credit is bad?
There are lenders who specifically lend to borrowers with blemished credit but the homeowner will typically pay higher interest rates and fees. Borrowers should attempt to improve their credit before trying to refinance by lowering debt and clearing up any inaccuracies that may appear on their credit report.
If you have bad credit and are trying to get a signature loan to pay debts can a co-signer with good credit help you if they aren't a member of your credit union?
Credit Unions are only allowed to do business with their members, so I would assume that a cosigner would also have to be a member. If it helps, give him the $5 to purchase one share.
How is credit history check useful?
"A credit history check would be useful if you were trying to buy a house or a car, or obtain a loan. You could check your credit first, and if there were problems you could pay them off before applying for loans."
Does Home Depot report business credit to credit bureau?
does home depot report to credit bureaus? I am trying to rebuild my credit.
How does one get mortgages with bad credit ratings?
The first thing you should consider is trying to get your credit in better shape. Obtaining a credit report, working with a credit counseling service and paying off old debts will certainly make your eligibility for a home loan more of a reality.
What did people use before credit cards?
I have no idea... That's what I'm trying to figure out myself! :)
How do you purchase and use credit cards?
You can buy credit cards by applying for them on the websites of the various credit card companies. You can also get 'prepaid' credit cards from supermarkets. To use a credit card, you swipe it(for purchases in brick and mortar stores) or type in its specified number(for online purchases) to make a charge for whatever you are trying to purchase and then you must pay the card issuer for the charges later on.
How long should you take the pill before trying to get pregnant?
If you are trying to get pregnant then you should not take the pill at all.
What should I do if I'm trying to get a home loan and my husband and I have bad credit?
Those with bad credit should try their hardest not to rely on ccredit and debit to move into a home. Cash works for anyone, despite their credit score.
Will lenders allow someone to remortgage their home if the credit is bad?
There are lenders who specifically lend to borrowers with blemished credit but the homeowner will typically pay higher interest rates and fees. Borrowers should attempt to improve their credit before trying to refinance by lowering debt and clearing up any inaccuracies that may appear on their credit report.
Is there a law prohibit trying underwear before you buy?
There is no specific law that prohibits trying on underwear before purchase. However, many stores have policies against trying on underwear for health and hygiene reasons. It is recommended to check with the store's policies before attempting to try on underwear.
Should you use this as a rescource for a research paper?
I have before, but I would ask your teacher before trying.
If you have bad credit and are trying to get a signature loan to pay debts can a co-signer with good credit help you if they aren't a member of your credit union?
Credit Unions are only allowed to do business with their members, so I would assume that a cosigner would also have to be a member. If it helps, give him the $5 to purchase one share.
How is credit history check useful?
"A credit history check would be useful if you were trying to buy a house or a car, or obtain a loan. You could check your credit first, and if there were problems you could pay them off before applying for loans."
How do you find an old friends email address without having to give out your credit card number?
This wont be that helpful, but you should not that you should not have to give out your credit card number for that...if anyone is asking for it for that reason, they are trying to rip you off.
How long should you wait before trying to get a new car after a repossession?
Bad credit says on your account for 5-7 years. If you wait 3-4, then you may be able to get another car with a co-signer or with high interest. You may be lucky to get one after 2 years. The more attempts you make to inquire on your credit report to get a car, the worse it looks. You must go to a credit counselor or the credit beureau to inquire on your credit account without any negative impacts. Certainly there are lenders that MAY give a loan to someone with bad credit, especially if there is a down payment, etc. theyalways charge a much higher interest rate, and hence the loan may not, or should not, be something you should want to encumber yourself with. Which brings us to the real answer for "how long". You should only consider trying to get another loan after you have corrected whatever caused you to default before and have gotten your finances under control so that you can actually abide by the terms and promises you would agree to.
Does Home Depot report business credit to credit bureau?
does home depot report to credit bureaus? I am trying to rebuild my credit.
