that depends on your state laws if minors are liable for such lawsuits.
Legally, a minor cannot have a credit card. They are not old enough to sign a binding contract. If one was issued to them, it is either because of a mistake, or the parents also signed. If the parents signed, they can be held responsible for the debt.
Consult an attorney that knows the laws of your state.
Yes you can.
get a job(s!) and pay off the debt
Yes. You can be sued for for unpaid debt no matter where you live. Further more, this debt WILL affect your financial standing in Australia and your ability to get credit here.
Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.
Yes.
Yes you can.
Your bank sets the limit. But yes.
Of course, and they can be sued if they don't pay.
get a job(s!) and pay off the debt
Yes. Every time you sign for a purchase, you are agreeing to the terms and conditions of use of the credit card which includes repayment. If you don't repay the debt, you will be sued for not only the credit card charges but for interest and probably legal fees, too.
Yes, in Florida, creditors can sue individuals over unpaid credit card debt. If a lawsuit is successful, the court may issue a judgment against the individual requiring them to repay the debt.
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.
Yes. You can be sued for for unpaid debt no matter where you live. Further more, this debt WILL affect your financial standing in Australia and your ability to get credit here.
Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.
Yes.
Garnishments can only be issued on debts which have been taken to court and a judgment has been issued. A person can be sued and taken to court for a credit card debt.
A person can be sued in any state for any amount. Texas does however have quite liberal exemptions for protecting personal and real property.