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I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?
Credit :)
No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.
There are many companies in exsistence today that can help people with growing credit card debt, such as; Consumer Credit, Care One Credit, and a company called Credit Card Debt. One of these services will steer you in the right direction in lowering and eliminating your credit debt.
You won't have any trouble at all getting a loan but most banks will probably want to issue credit by way of a credit card unless you have some sort of collateral (paid off car, or equity in a home)
I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?
When a debt is forgiven (a forgetadebt as you call it), it will be reported to the credit bureaus. But you will have less debt, which is a positive.
Credit :)
A credit.
There were no credit cards in 1900, hence no credit card debt.
No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.
There are many companies in exsistence today that can help people with growing credit card debt, such as; Consumer Credit, Care One Credit, and a company called Credit Card Debt. One of these services will steer you in the right direction in lowering and eliminating your credit debt.
You won't have any trouble at all getting a loan but most banks will probably want to issue credit by way of a credit card unless you have some sort of collateral (paid off car, or equity in a home)
The amount of credit card debt a person has may hurt them from receiving credit when they apply for loans. It is called debt to income ratio.
If you have a lot of debt on your credit from college and are doing college debt consolodation it doesnt mess your credit up, it helps you get your credit back , they work with you to help you .
A credit counselor may be able to help you get a debt settlement on your credit card. It will depend on if the counselor only gives you ways to get out of debt or if they are a settlement counselor.
Debt is no respecter of persons. It reaches into every ethnicity and income level in the United States and across the world. Here are some stats about debt and demographics in the United States: By Ethnicity - Average Credit Card Debt Hispanic - $10,002 Caucasian - $9,775 African American - $7,390 Percentage of people who said they have used Credit Counseling services By Gender- Women 17% Men 11% By Ethnicity- Hispanic 14% Caucasian 18% African American 15% By Family Income- $100k+ - 8% $50-99k - 14% $30-49k - 20% Under $30k - 19% This just scratches the surface on credit card debt. There's so much more to the equation, but hopefully this is a start for you!