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You need to have a score over 700 to get a standard loan like for a car or house. You might ned less for a small personal loan.

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15y ago

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Can you get an easy bank loan for a new car?

Getting an easy bank loan for a new car will depend on your credit rating. If your credit rating is Good or above, you would easily qualify for a loan. If your credit rating is not very good, then you are unlikely to qualify for a loan.


What is the standard APR% for business financing loans in California?

The APR% varies from bank to bank. It also varies depending on the amount and lenght of the loan. There is no "standard" APR for business loans. The rate of interest has much to do with the credit rating of the borrower(s) and/or the rating of the existing business. The better the credit rating, the better the rate paid on borrowed funds.


What are your chances of a bank loan with a credit rating of 796?

Fairly great. G'luck!


When my husband tried to get a loan from the bank but was refused is it because you are bankrupt?

He may have a bad credit rating, try another bank.


Can you refinance and remove the co signer?

Yes, if your credit rating has improved enough to get a loan approval on your own.Yes, if your credit rating has improved enough to get a loan approval on your own.Yes, if your credit rating has improved enough to get a loan approval on your own.Yes, if your credit rating has improved enough to get a loan approval on your own.


What do you need in order to be declared a small business and get a bank loan?

There are different definitions of "small business," none of which serve to qualify it for a bank loan. Bank loans are made based on the credit of the principals of the company or on the credit rating of the business itself.


What happens if don't pay the car loan?

If you fail to pay your car loan the bank can repossses your car. It also goes on your credit rating that you defaulted on a loan.


What is the difference between a bank loan and a bank credit?

What is the difference between bank loan and bank credit?


Where to get a loan in a hurry with poor credit?

The easiest is to go to a bank and get a backed loan. You give the bank the amount of money you wish to borrow, they will then give you a loan for that amount knowing it is secured. You then make payments on the loan to build your rating.


How can you get a secured business credit?

Obtaining secured business credit requires have a strong credit rating. Otherwise the bank to which one applies for credit will reject the business as a bad risk for a loan.


How would one go about applying for personal loans at a bank?

To get a personal loan at a bank, you need to gather up all your credit ratings, employment w2s and all of your investment paperwork. A bank will want to see your collateral, your salary and your credit rating before offering you a loan.


Where can you get a loan at with bad credit?

For people requiring loans when they have a poor credit rating then they may be able to get a poor credit loan from several companies advertising poor credit loans. Sites such as Tesco Bank and Norton Finance offer loans to people with poor credit.