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Example rate shown is a 2 year fixed discount mortgage available from HSBC. The mortgage is fixed at 1.99% for a two year period. After the two year intro period the mortgage reverts to 3.94%, The overall cost for comparison is 3.7% APR. This information is not to be constructed as advice, recommendation or promotion and is simply an example of a product which may be available to you.
What else can I help you with?
Which reputable financial institutions are willing to provide mortgages with no credit check?
Without a credit check, it will be difficult to be able to find a financial institution that will provide a mortgage for a customer because they have no basis for them to secure the loan and that the customer has the ability to pay for it.
Can you add the spouse's name to the mortgage paperwork?
You can add your spouse to the mortgage by refinancing in both of your names. Your spouse does have to be credit-worthy. Check with your original lender to see if it can be done simply without a full fee for refinancing.
How can I refinance my mortgage through a credit union?
To refinance your mortgage through a credit union, you can start by contacting the credit union and inquiring about their mortgage refinancing options. They will guide you through the application process, which typically involves submitting financial documents and undergoing a credit check. If approved, the credit union will offer you a new loan with better terms to replace your existing mortgage.
How difficult is it to get a mortgage for people with a 720 credit score but with asylum status?
You should find a good Mortgage Broker, they have access to more mortgage options than a bank does. Check the National Association of Mortgage Brokers for information on you local state chapter. Call around!
How do lenders find information about bad credit when dealing with a mortgage applicant?
Lenders find information about bad credit when dealing with a mortgage applicant by running a credit check. They send your information to a credit service to see what information they can find.
Where can I find more information on getting a mortgage with bad credit?
Check out this article about getting a motgage with bad credit... http://www.finweb.com/mortgage/need-a-mortgage-but-have-bad-credit.html You can learn more about getting a mortgage with bad credit, by visiting www.fha.gov, www.hud.gov, and www.mortgageloansbadcredit.com.
Which reputable financial institutions are willing to provide mortgages with no credit check?
Without a credit check, it will be difficult to be able to find a financial institution that will provide a mortgage for a customer because they have no basis for them to secure the loan and that the customer has the ability to pay for it.
Can you add the spouse's name to the mortgage paperwork?
You can add your spouse to the mortgage by refinancing in both of your names. Your spouse does have to be credit-worthy. Check with your original lender to see if it can be done simply without a full fee for refinancing.
How can I refinance my mortgage through a credit union?
To refinance your mortgage through a credit union, you can start by contacting the credit union and inquiring about their mortgage refinancing options. They will guide you through the application process, which typically involves submitting financial documents and undergoing a credit check. If approved, the credit union will offer you a new loan with better terms to replace your existing mortgage.
How do lenders find information about bad credit when dealing with a mortgage applicant?
Lenders find information about bad credit when dealing with a mortgage applicant by running a credit check. They send your information to a credit service to see what information they can find.
How difficult is it to get a mortgage for people with a 720 credit score but with asylum status?
You should find a good Mortgage Broker, they have access to more mortgage options than a bank does. Check the National Association of Mortgage Brokers for information on you local state chapter. Call around!
How can someone get a mortgage with a bad credit rating?
Firstly if you haven't already, obtain a copy of your credit history to check the details and remove any incorrect details which may be affecting your credit rating. If you still have a bad rating then seek advice from an independent mortgage advisor. There are specialist companies available who will arrange mortgages for people with bad credit ratings.
Do you need credit to take over a persons mortgage?
Yes. You would need to be approved by the bank and it would check your credit record.
What stores offer no credit check loans?
The Cash Store in Canada helps people with short term financial solutions without a credit check. Fast USA Cash Loan online does not ask for verification of income or a credit check.
Is it legal to run a credit check on someone without their permission?
No, it is generally not legal to run a credit check on someone without their permission.
Where can you buy furniture on credit without a credit check?
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What is one service where a free creditcheck can be performed?
One can get a free credit check when using mortgage or insurance services from a bank. One also order a free credit check report from the 'Annual Credit Report' website.
