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You have two choices. Keep the car and make the payments. Sell the car and take out a separate loan for the difference in what the car sells for and the balance on the note. If you don't need the car, sell it.

AnswerAn important part of this issue is if the loan was joint, and how the car is titled. That would help determine the best course of action. If the title and the loan were in the deceased name only, the vehicle might have to be included in probate proceedings. State laws govern probate procedure, and determine what property of the deceased is exempt and what is not. If the couple did not reside in a community property state the surviving spouse is only obligated to repay the loan if she keeps the car, or if she is a joint loan holder.
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13y ago

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