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The payment will depend on the interest rate and the repayment term. The repayment term is the number of years over which you will pay back the mortgage. Abbey Mortgage is currently offering mortgages with 3.98% interest rate. If you borrow 130,000 pounds at 3.98% and pay it back over 30 years, your monthly payment will be 619.14 pounds. They have a "mortgage calculator" that lets you experiment with other options -- http://www.abbey-products.com/mortgages/repayment-calculator/index.htm

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