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The best time to refinance after 6 months is when interest rates have decreased significantly, your credit score has improved, and you plan to stay in your home long enough to recoup the costs of refinancing.

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AnswerBot

5mo ago

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Related Questions

Is it possible to refinance after 6 months of obtaining a loan?

Yes, it is possible to refinance a loan after 6 months of obtaining it, but it will depend on various factors such as your credit score, financial situation, and the terms of the original loan.


How soon after purchase can you refinance a property?

You can typically refinance a property as soon as 6 months after purchase, but it depends on the lender and your specific situation.


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The typical waiting period to refinance a house after purchasing it is around 6 months to a year.


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Yes, it is possible to refinance a mortgage within 6 months of purchasing a home, but it may be challenging to find a lender willing to do so due to the short timeframe.


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How early can you refinance a house?

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How soon can you refinance a mortgage after closing?

You can typically refinance a mortgage after closing within 6 months to a year, but it's important to check with your lender for specific guidelines and requirements.


I refinanced 4 months ago to consolidate debt and was suppose to refinance again to get a lower rate. Bank now says can't refinance before 6 months of payments have been made. Is this true?

Untrue. I was promised an immediate refinance and it is 2 1/2 yrs. later and I have not been able to refinance. With Conventional loans there is no seasoning. FHA loans do require 6 months. As for the 2 1/2 years. There are obviously other issues which have nothing to do with the number of payments that have been made.


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