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Most likely your bank. If you have been a valueable customer for many years and never left them no matter how much they charged you on overdraft fees, they will most likely give you a credit card, but be careful. If they do, do not charge things that you want. It is only for emergency purposes.

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14y ago

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Where can I learn how to quickly pay off my credit card debt?

Typically classes regarding paying off credit card debt are offered by community based organizations. The best bet for paying off credit card debt is to go see a credit couselor.


If a relative dies and you were paying their credit card debt for them and you are an authorized user of that card are you then responsible for paying off that card debt balance?

No.


Is paying off your credit card bad?

Only if you OWN the credit card company. Credit card debt is a silent killer. Make the choice to carry ZERO credit card debt.


How can you get your credit card interest lowered?

By paying off the debt you owe


Does paying off a credit card hurt your credit score?

Paying off a credit card can actually help improve your credit score by reducing your overall debt and showing responsible financial behavior.


Will paying off a credit card hurt my credit score?

Paying off a credit card can actually help improve your credit score by reducing your overall debt and showing responsible financial behavior.


How is getting out of credit card debt possible?

There are companies that offer assistance with getting out of credit card debt. It is possible to get out of credit card debt by carefully watching spending and managing income and expenses, then slowly paying off the debt.


How does credit card debt elimination work?

Credit card debt elimination works by paying off the debt, therefore eliminating it. There are a lot of schemes for debt elimination but none work as well as working and paying it all off. Start with the lowest balance to get a feel for having something paid off.


Is it bad to immediately pay off credit card debt?

Paying off credit card debt immediately is generally a good idea because it can help you save money on interest and improve your credit score.


How can I improve my credit score by paying off my credit card debt?

Paying off your credit card debt can improve your credit score by reducing your credit utilization ratio, which is the amount of credit you are using compared to the total amount available to you. Lowering this ratio shows lenders that you are managing your credit responsibly, which can positively impact your credit score.


What are some tips on credit card bill payoff?

Some tips on paying off credit card bills include paying more than the monthly minimum, setting a budget, and consolidating debt. Experts agree that paying off the credit card with the highest interest rate is a good first goal.


Where can one find information on paying off credit cards?

Information about paying off credit cards can be found on sites that deal with credit problems. There you can find places to go to to help pay off your credit card debt within your budget.