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Before investing your savings it is important to consider the level of risk you are willing to take and your investment time horizon. A saver who does not want to take any risk with his money and wants the money immediately available for an emergency or a future planned expenditure should keep the money in an FDIC insured bank where the risk of loss is zero. A saver with a long term investment horizon and willing to take on the risk associated with higher long term returns can consider investments in stocks, bonds, or real estate.

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Q: When choosing where to invest your savings you should consider?
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