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When comparing certificates of deposits to saving accounts one would say certificates of deposits are less liquid?
True
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When comparing certificates of deposits to savings accounts one would say certificates of deposit are less liquid?
True
What are liquid and non liquid assets?
Liquid assets are those considered easy to liquidate. Such as savings, money market accounts and cash on hand. Non liquid assets are difficult to liquidate. Certificates of deposits are an example of a non liquid asset.
What does M1 include?
M1 is a measure of the money supply that includes physical currency, such as coins and paper money, as well as demand deposits like checking accounts and other liquid assets that can be quickly converted into cash. It is considered a narrow measure of the money supply because it includes the most liquid forms of money that are readily accessible for transactions. M1 does not include less liquid assets like savings accounts or time deposits.
Banks have a current ratio?
In Bank balance sheet we will not be able to directly take current assets & current liabilities. As per the link: http://www.credfinrisk.com/bank.html, current assets and current liablities can be calculated as below. Current Assets / Liquid assets · Cash and cash due from Central Bank; cash on deposit in postal banking accounts; Due from Banks; Interest-bearing deposits in other banks · Cash held in trust: may be on the behalf of a third party or the result of a merger/acquisition and may have restrictions encumbering its usage. · Due from banks: demand and time deposits with other banks (does not include loans to banks that may be termed time deposits due from banks) and although there is a slight element of risk involved, it is still considered cash. · Negotiable certificates of deposit (should be stated at the lower of cost or net realizable value). · Marketable securities: U.S. Treasury and other U.S. government agencies, States and political subdivisions, exchange listed (publicly traded) securities such as corporate bonds equities, Asset-backed securities Mortgage-backed securities. This account is also sometimes known as Securities Available-for-Sale (amortized; price movements in these securities are dependent upon the movement in market interest rate). Current liabilities · Due to customers (onsight or time deposits): Savings accounts, regular checking accounts, NOW accounts, money market deposit accounts, CDs. · Core deposits consist of all interest-bearing and noninterest-bearing deposits, except certificates of deposit over $100,000. They include checking interest deposits, money market deposit accounts, time and other savings, plus demand deposits. Core deposits represent the most significant source of funding for a bank and are comprised of noninterest-bearing deposits, interest-bearing transaction accounts, nonbrokered savings deposits and nonbrokered domestic time deposits under $100,000. The branch network is a bank's principal source of core deposits, which generally carry lower interest rates than wholesale funds of comparable maturities. · Due to banks (on-sight or time deposits) · Commercial paper issued (rollover every 30 to 270 days) · Short-term borrowings are usually from banks, securities dealers, the Federal Home Loan Bank, unsecured federal funds borrowings, which generally mature daily. · Dividend payable (preferred stock dividend in arrears)
Why are saving accounts not subject to the fed reserve requirements?
savings accounts are not subject to the Fed's reserve requirements because savings accounts are not as liquid as checking accounts.
When comparing certificates of deposits to savings accounts one would say certificates of deposit are less liquid?
True
What are liquid and non liquid assets?
Liquid assets are those considered easy to liquidate. Such as savings, money market accounts and cash on hand. Non liquid assets are difficult to liquidate. Certificates of deposits are an example of a non liquid asset.
What does M1 include?
M1 is a measure of the money supply that includes physical currency, such as coins and paper money, as well as demand deposits like checking accounts and other liquid assets that can be quickly converted into cash. It is considered a narrow measure of the money supply because it includes the most liquid forms of money that are readily accessible for transactions. M1 does not include less liquid assets like savings accounts or time deposits.
Are accounts receivable liquid assets?
Accounts receivables is a liquid asset
When comparing a solid with a liquid which has particles with more energy?
Liquid
Comparing the of an object with that of a liquid will tell you whether or not the object will float in that liquid?
density
Comparing the what of an object with that of a liquid will tell you whether or not the object will float in that liquid?
Comparing the density of an object with that of a liquid will determine whether the object will float or sink in the liquid. If the object is less dense than the liquid, it will float; if it is more dense, it will sink.
Which is the most liquid measure of money supply?
M2. M2 consists of M1(coins, bills, travlers checks/checkable deposits), savings accts, money market accounts, demand deposits, and timed deposits. M2 is less narrow than M1, therefore being more liquid/spendable. *The Fed has defined three monetary aggregates M1, M2, and M3. The narrowest definition, M1, includes the transaction deposits of banks and cash in circulation. M2 adds savings accounts, small time deposits at banks, and retail money market funds. M3 adds large time deposits, repurchase agreements, Eurodollars, and institutional money market funds. In March 2006 the Fed discontinued tracking M3 because it does not convey information about economic activity that is not already embodied in M2
Are accounts receivable liquid?
Generally yes.
Banks have a current ratio?
In Bank balance sheet we will not be able to directly take current assets & current liabilities. As per the link: http://www.credfinrisk.com/bank.html, current assets and current liablities can be calculated as below. Current Assets / Liquid assets · Cash and cash due from Central Bank; cash on deposit in postal banking accounts; Due from Banks; Interest-bearing deposits in other banks · Cash held in trust: may be on the behalf of a third party or the result of a merger/acquisition and may have restrictions encumbering its usage. · Due from banks: demand and time deposits with other banks (does not include loans to banks that may be termed time deposits due from banks) and although there is a slight element of risk involved, it is still considered cash. · Negotiable certificates of deposit (should be stated at the lower of cost or net realizable value). · Marketable securities: U.S. Treasury and other U.S. government agencies, States and political subdivisions, exchange listed (publicly traded) securities such as corporate bonds equities, Asset-backed securities Mortgage-backed securities. This account is also sometimes known as Securities Available-for-Sale (amortized; price movements in these securities are dependent upon the movement in market interest rate). Current liabilities · Due to customers (onsight or time deposits): Savings accounts, regular checking accounts, NOW accounts, money market deposit accounts, CDs. · Core deposits consist of all interest-bearing and noninterest-bearing deposits, except certificates of deposit over $100,000. They include checking interest deposits, money market deposit accounts, time and other savings, plus demand deposits. Core deposits represent the most significant source of funding for a bank and are comprised of noninterest-bearing deposits, interest-bearing transaction accounts, nonbrokered savings deposits and nonbrokered domestic time deposits under $100,000. The branch network is a bank's principal source of core deposits, which generally carry lower interest rates than wholesale funds of comparable maturities. · Due to banks (on-sight or time deposits) · Commercial paper issued (rollover every 30 to 270 days) · Short-term borrowings are usually from banks, securities dealers, the Federal Home Loan Bank, unsecured federal funds borrowings, which generally mature daily. · Dividend payable (preferred stock dividend in arrears)
Why are saving accounts not subject to the fed reserve requirements?
savings accounts are not subject to the Fed's reserve requirements because savings accounts are not as liquid as checking accounts.
What are the ratings and certificates for Liquid Love - 1913?
Liquid Love - 1913 is rated/received certificates of: UK:U
