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American Express may initiate legal action for non-payment after several attempts to collect the debt, typically after the account has been significantly overdue, often around 180 days. Before suing, they usually send multiple reminders and may involve collections agencies. The exact timeline can vary based on the account terms and the specific circumstances of the debtor. It's advisable to communicate with them to resolve any outstanding payment issues before it escalates to legal action.
What else can I help you with?
What is the NS credit card?
VS is Visa MC is Mastercard AX is American Express NS is Discover Card I think they used to be called Novis Systems - something like that - on the processing end and so their abbreviation is still NS in card processing systems.
Can wages be garnished for non payment of credit card bills in Florida?
If your creditor has obtained a judgment against you, yes.
What happens if my credit card payment results in a non-sufficient funds (NSF) fee?
If your credit card payment results in a non-sufficient funds (NSF) fee, it means that there was not enough money in your bank account to cover the payment. As a result, the credit card company may charge you a fee for the insufficient funds. This fee can vary depending on the credit card issuer, but it is typically around 25 to 35. It is important to avoid NSF fees by ensuring that you have enough funds in your account to cover your credit card payments.
How many years of not making a payment can a credit card company still collect from you?
as long as they want to, Generally they will sell the account to a collegetion agency after 6 months of non-payment
What are the benefits of applying for a non-interest credit card?
Applying for a non-interest credit card can offer benefits such as avoiding high interest charges on purchases, improving credit score through responsible use, and providing a convenient payment option for everyday expenses.
What is the additional card holder of American Express responsibility if the bill is not paid?
Here is an excerpt from Terms, Conditions, and Disclosures on AmericanExpress.com "Additional Cards: I have advised Additional Card applicant(s) that you may obtain, verify, exchange, and use information about them in the same manner as described above, that they may be responsible for payment of their own charges if I fail to pay them, and that their own credit records may be affected by non-payment of the account. I understand that Additional Card(s) will not be issued to me if I have an unsatisfactory account with American Express or if the Additional Card applicant(s) have ever had an unsatisfactory account with American Express."
What is the NS credit card?
VS is Visa MC is Mastercard AX is American Express NS is Discover Card I think they used to be called Novis Systems - something like that - on the processing end and so their abbreviation is still NS in card processing systems.
Can wages be garnished for non payment of credit card bills in Florida?
If your creditor has obtained a judgment against you, yes.
What happens if my credit card payment results in a non-sufficient funds (NSF) fee?
If your credit card payment results in a non-sufficient funds (NSF) fee, it means that there was not enough money in your bank account to cover the payment. As a result, the credit card company may charge you a fee for the insufficient funds. This fee can vary depending on the credit card issuer, but it is typically around 25 to 35. It is important to avoid NSF fees by ensuring that you have enough funds in your account to cover your credit card payments.
How many years of not making a payment can a credit card company still collect from you?
as long as they want to, Generally they will sell the account to a collegetion agency after 6 months of non-payment
Can a credit card company take your paid off vehicle?
They can if they got a judgment on your possessions for non payment of debt, otherwise no.
In Ohio can you be liable for someone else's credit card debt if you made their minimum payment every month out of your checking and you weren't a joint card holder?
No, it does not make the non account holder legally obligated to continue payment nor assume the debt.
Will anyone be imprisoned for non payment of credit card?
Simply being in debt, in itself, is not a criminal offence in countries such as the UK, and as such, no one can be imprisoned for it.
I made a payment arrangement for a credit card debt through the court and didn't pay. Will I go to jail?
in england, no. the only debt you can go to prison for is council tax non payment. in the states i am not sure.
What are the benefits of applying for a non-interest credit card?
Applying for a non-interest credit card can offer benefits such as avoiding high interest charges on purchases, improving credit score through responsible use, and providing a convenient payment option for everyday expenses.
Does the credit card company can sue you because of non payment of your monthly dues while you are staying in the other country?
A credit card company will add non payment onto the outstanding balance and that in turn wil incur the agreed interest charges of your credit card company. Also, if you continue to miss payments even though you are staying abroad, this will eventually affect your credit rating, making it very difficult to get future credit.
Fee or payment with the type of account or insurance it's associated with?
balance transfer fee - credit card non-sufficient funds fee - checking account deductible - health insurance mortgage payment - home loan
